/* ============================================================
   PARTNERS PAGE REDESIGN  |  prefix: np-
   Font: Manrope (loaded via @font-face in main.min.css)
   ============================================================ */

/* ── Design Tokens ────────────────────────────────────────── */
:root {
  --np-primary:    #0055C9;
  --np-blue-dark:  #0046A8;
  --np-navy:       #101C29;
  --np-navy2:      #0A1628;
  --np-teal:       #3DE3DB;
  --np-teal2:      #3DE3DB;
  --np-teal3:      #00A693;
  --np-teal-dark:  #009580;
  --np-btn-text:   #041067;
  --np-dark-text:  #120E34;
  --np-gray-text:  #47464E;
  --np-stat-value: #DAE2FF;
  --np-feat-blue:  #00439E;
  --np-light-bg:   #F1F7FF;
  --np-white:      #FFFFFF;
}

/* ── Global font override for this page ─────────────────── */
/* Isolate from legacy global styles (homestyle / ourpartner min) */
body.np-partners-page .np-hero-h1,
body.np-partners-page .np-hero-sub {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif !important;
}

body.np-partners-page .np-hero-sub {
  font-family: "Manrope-Regular", "Manrope", sans-serif !important;
}

body.np-partners-page .np-hero p {
  margin-bottom: 0;
}

/* Figma artboard width + no stretched images in content sections */
.np-hero .container,
.np-stats-bar .container,
.np-aum-section .container,
.np-platform-section .container,
.np-portfolios-section .container,
.np-discover-section .container,
.np-income-section .container,
.np-dashboard-section .container,
.np-who-section .container,
.np-how-section .container,
.np-features-section .container,
.np-testimonials-section .container,
.np-faq-section .container,
.np-regulatory-section .container {
  max-width: 1280px;
}

.np-hero img,
.np-aum-section img,
.np-platform-section img,
.np-discover-section img,
.np-income-section img,
.np-who-section img,
.np-how-section img,
.np-features-section img,
.np-testimonials-section img {
  max-width: 100%;
  height: auto;
  object-fit: contain;
}

.np-hero, .np-hero *, .np-stats-bar, .np-stats-bar *,
.np-aum-section, .np-aum-section *, .np-platform-section, .np-platform-section *,
.np-portfolios-section, .np-portfolios-section *, .np-discover-section, .np-discover-section *,
.np-income-section, .np-income-section *, .np-dashboard-section, .np-dashboard-section *,
.np-who-section, .np-who-section *, .np-how-section, .np-how-section *,
.np-features-section, .np-features-section *, .np-testimonials-section, .np-testimonials-section *,
.np-faq-section, .np-faq-section *, .np-regulatory-section, .np-regulatory-section * {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  box-sizing: border-box;
}

/* ============================================================
   1. HERO  (Figma 622-381 — dark gradient + bottom wave)
   ============================================================ */
.np-hero {
  position: relative;
  background-color: #0d0d1e;
  background-image: url('../../images/ourpartner/hero-bg.png');
  background-size: cover;
  background-position: center center;
  background-repeat: no-repeat;
  overflow: hidden;
  padding: 80px 0;
  min-height: 0;
  display: block;
}

.np-hero-waves {
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 75%;
  max-height: 380px;
  pointer-events: none;
  z-index: 0;
  overflow: hidden;
}

.np-hero-waves svg {
  display: block;
  width: 100%;
  height: 100%;
  max-width: 100%;
}

.np-hero-inner {
  position: relative;
  z-index: 1;
  width: 100%;
  padding-bottom: 0;
}

.np-hero-row {
  --bs-gutter-x: 2.5rem;
}

.np-hero-copy {
  max-width: 620px;
}

/* Figma: large white headline, tight 2-line break */
.np-hero-h1 {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: clamp(36px, 4.8vw, 56px);
  font-weight: 800;
  color: #FFFFFF;
  line-height: 1.08;
  margin: 0 0 20px;
  letter-spacing: -0.02em;
}

/* Figma: clearly smaller + softer than headline */
.np-hero-sub {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: clamp(16px, 1.35vw, 20px);
  font-weight: 400;
  color: rgba(255, 255, 255, 0.78);
  line-height: 1.5;
  max-width: 540px;
  margin: 0;
}

/* ── Hero Form Card — Figma node 622-381 ─ */
.np-hero-form-card {
  background: #FFFFFF;
  border-radius: 16px;
  padding: 40px 36px 36px;
  box-shadow: 0 16px 56px rgba(0, 0, 0, 0.28);
  position: relative;
  z-index: 2;
  border: none;
  max-width: 460px;
  margin-left: auto;
}

.np-hero-form-title,
.np-hero-form-card h3 {
  display: none;
}

/* Error spans inside white form card */
.np-hero-form-card span[id$="-errorp"] {
  color: #e53e3e !important;
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 12px;
  display: block;
  margin-top: -8px;
  margin-bottom: 6px;
}

/* submitSpan inside white form card */
.np-hero-form-card .submitSpan {
  color: #0055C9 !important;
}

.np-form-input {
  width: 100%;
  background: #FFFFFF;
  border: 1.5px solid #D0D9E8;
  border-radius: 8px;
  padding: 0 18px;
  height: 56px;
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 15px;
  font-weight: 400;
  color: #120E34;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
  outline: none;
  margin-bottom: 16px;
  display: block;
  line-height: 56px;
}

.np-form-input::placeholder {
  color: #9AAAC0;
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 15px;
}

.np-form-input:focus {
  border-color: #0055C9;
  box-shadow: 0 0 0 3px rgba(0, 85, 201, 0.10);
}

/* State and city selects: hidden in form per Figma design */
.np-hero-form-card .fd_state,
.np-hero-form-card .fd_city,
#state-errorp,
#city-errorp {
  display: none !important;
}

.np-form-select {
  appearance: none;
  -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='7' fill='none'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23A0AEC0' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 40px;
  cursor: pointer;
  line-height: normal;
  height: 56px;
}

/* Hero submit button — Figma: full-width solid blue */
.np-btn-hero {
  width: 100%;
  background: #0055C9;
  color: #FFFFFF;
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  font-size: 16px;
  font-weight: 700;
  height: 56px;
  padding: 0 16px;
  border-radius: 8px;
  border: none;
  cursor: pointer;
  transition: background 0.2s ease, transform 0.1s ease;
  margin-top: 8px;
  letter-spacing: 0.2px;
  line-height: 56px;
}

.np-btn-hero:hover {
  background: #0046A8;
  transform: translateY(-1px);
}

.np-btn-hero:active {
  transform: translateY(0);
}

/* ============================================================
   2. STATS BAR  (#1B2B4B dark navy, white text)
   ============================================================ */
.np-stats-bar {
  background: #1B2B4B;
  padding: 0;
  position: relative;
  z-index: 2;
}

.np-stats-inner {
  display: flex;
  justify-content: center;
  align-items: stretch;
}

.np-stat-item {
  flex: 1;
  text-align: center;
  padding: 28px 20px;
  border-right: 1px solid rgba(255, 255, 255, 0.12);
  max-width: none;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 8px;
}

.np-stat-item:last-child {
  border-right: none;
}

.np-stat-value {
  display: block;
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  font-size: 48px;
  font-weight: 700;
  color: #FFFFFF;
  line-height: 1.1;
  letter-spacing: -0.02em;
}

.np-stat-label {
  display: block;
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 15px;
  color: rgba(255, 255, 255, 0.85);
  font-weight: 400;
  letter-spacing: 0;
  line-height: 1.3;
}

/* ============================================================
   3. AUM SECTION  (white bg)
   ============================================================ */
.np-aum-section {
  background: #FFFFFF;
  padding: 72px 0 80px;
}

.np-aum-top-divider {
  width: 100%;
  height: 1px;
  background: #E2E8F0;
  margin: 48px 0;
}

.np-aum-heading {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: 40px;
  font-weight: 800;
  color: #0055C9;
  line-height: 1.2;
  margin-bottom: 14px;
  letter-spacing: -0.3px;
}

.np-body-text {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 18px;
  font-weight: 400;
  color: var(--np-gray-text);
  line-height: 1.6;
  margin-bottom: 0;
  max-width: 640px;
}

/* CAGR chart card */
.np-cagr-card {
  background: #FFFFFF;
  border: 1.5px solid #E2E8F0;
  border-radius: 16px;
  padding: 28px;
  height: 100%;
}

.np-cagr-title {
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  font-size: 16px;
  font-weight: 700;
  color: #1a202c;
  margin-bottom: 24px;
}

/* Bar chart rows */
.np-bar-row {
  margin-bottom: 14px;
  display: flex;
  align-items: center;
  gap: 12px;
}

.np-bar-track {
  flex: 1;
  background: #EEF2FB;
  border-radius: 8px;
  height: 48px;
  position: relative;
  overflow: hidden;
}

.np-bar-fill {
  height: 100%;
  border-radius: 8px;
  position: absolute;
  left: 0;
  top: 0;
  display: flex;
  align-items: center;
  padding: 0 16px;
  box-sizing: border-box;
}

/* US bar: dark navy-blue, 100% */
.np-bar-fill-us   { background: #1A3FA0; width: 100%; }
/* India+US bar: teal/cyan, 94% */
.np-bar-fill-inus { background: #00C4AD; width: 94%; }
/* India bar: light blue bg, 83% */
.np-bar-fill-in   { background: #EEF2FB; width: 83%; border: 1.5px solid #C7D7F0; }

.np-bar-label-text {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 14px;
  font-weight: 400;
  color: #4a5568;
}

.np-bar-pct {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: 14px;
  font-weight: 700;
  color: #1a202c;
  flex-shrink: 0;
  width: 52px;
  text-align: right;
}

.np-bar-fill-us .np-bar-label-text,
.np-bar-fill-us .np-bar-pct       { color: #FFFFFF; }

.np-bar-fill-inus .np-bar-label-text,
.np-bar-fill-inus .np-bar-pct     { color: #FFFFFF; }

.np-bar-fill-in .np-bar-label-text { color: #4a5568; }
.np-bar-fill-in .np-bar-pct        { color: #1a202c; }

/* Mini stat cards */
.np-mini-card {
  background: #FFFFFF;
  border: 1.5px solid #E2E8F0;
  border-radius: 16px;
  padding: 24px;
}

.np-mini-card-value {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: 40px;
  font-weight: 800;
  color: #0055C9;
  line-height: 1;
  margin-bottom: 6px;
  letter-spacing: -1px;
}

.np-mini-card-tag {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 13px;
  font-weight: 400;
  color: #6B7280;
  margin-bottom: 8px;
  line-height: 1.45;
}

.np-mini-card-desc {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 13px;
  color: #6B7280;
  line-height: 1.6;
  margin-bottom: 0;
}

/* ============================================================
   4. PLATFORM SECTION  (white → light blue gradient)
   ============================================================ */
.np-platform-section {
  background-color: #ffffff;
  background-image: url('../../images/ourpartner/platform-bg.svg');
  background-size: cover;
  background-position: center top;
  background-repeat: no-repeat;
  padding: 72px 0 80px;
}

.np-platform-heading {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: 40px;
  font-weight: 800;
  color: #0055C9;
  line-height: 1.2;
  margin-bottom: 14px;
  letter-spacing: -0.3px;
}

.np-platform-sub {
  font-family: "Manrope-Medium", "Manrope", sans-serif;
  font-size: 18px;
  color: var(--np-dark-text);
  font-weight: 500;
  margin-bottom: 0;
  max-width: 600px;
  line-height: 1.7;
}

.np-platform-divider {
  width: 100%;
  height: 1px;
  background: rgba(0, 85, 201, 0.12);
  margin: 36px 0 48px;
}

/* Feature cards */
.np-feat-card {
  background: #FFFFFF;
  border-radius: 16px;
  padding: 28px;
  height: 100%;
  border: 1.5px solid #E2E8F0;
  box-shadow: none;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.np-feat-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 10px 36px rgba(0, 85, 201, 0.10);
}

.np-feat-icon-wrap {
  width: 56px;
  height: 56px;
  background: #EBF3FF;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}

.np-feat-stat {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: 28px;
  font-weight: 800;
  color: var(--np-feat-blue);
  line-height: 1.15;
  margin-bottom: 4px;
  letter-spacing: -0.3px;
}

.np-feat-title {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: 28px;
  font-weight: 800;
  color: var(--np-feat-blue);
  line-height: 1.15;
  margin-bottom: 14px;
  letter-spacing: -0.3px;
  word-break: normal;
  overflow-wrap: normal;
  white-space: normal;
}

.np-feat-desc {
  font-family: "Manrope-SemiBold", "Manrope", sans-serif;
  font-size: 16px;
  color: #5F6B7A;
  line-height: 1.65;
  margin-bottom: 0;
}

/* ============================================================
   5. CURATED PORTFOLIOS  (dark blue gradient bg)
   ============================================================ */
.np-portfolios-section {
  background: linear-gradient(160deg, #061553 0%, #0A1F6E 50%, #0D2490 100%);
  padding: 72px 0 80px;
  position: relative;
  overflow: hidden;
}

.np-portfolios-heading {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: 40px;
  font-weight: 800;
  color: #FFFFFF;
  margin-bottom: 14px;
  line-height: 1.2;
  letter-spacing: -0.3px;
  position: relative;
  z-index: 1;
}

.np-portfolios-accent-bar {
  width: 56px;
  height: 3px;
  background: #3DE3DB;
  margin: 0 0 44px;
  border-radius: 2px;
  position: relative;
  z-index: 1;
}

.np-portfolios-sub {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 15px;
  color: rgba(255, 255, 255, 0.70);
  margin-bottom: 16px;
  max-width: 660px;
  line-height: 1.65;
  position: relative;
  z-index: 1;
}

/* Portfolio grid cards */
.np-portfolio-card {
  background: #FFFFFF;
  border-radius: 16px;
  padding: 24px 20px;
  height: 100%;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
  position: relative;
  z-index: 1;
}

.np-portfolio-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 36px rgba(0, 0, 0, 0.22);
}

.np-portfolio-icon-wrap {
  font-size: 36px;
  line-height: 1;
  margin-bottom: 16px;
  display: block;
}

.np-portfolio-name {
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  font-size: 18px;
  font-weight: 700;
  color: #111827;
  margin-bottom: 8px;
  line-height: 1.3;
}

.np-portfolio-desc {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 14px;
  color: #6B7280;
  line-height: 1.55;
  margin-bottom: 0;
}

/* Teal CTA button — pill shape */
.np-btn-teal {
  display: inline-block;
  background: #3DE3DB;
  color: #041067 !important;
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  font-size: 15px;
  font-weight: 700;
  padding: 14px 36px;
  border-radius: 100px;
  text-decoration: none !important;
  border: none;
  cursor: pointer;
  transition: background 0.2s ease, transform 0.1s ease;
  letter-spacing: 0.2px;
}

.np-btn-teal:hover  { background: #29D5CD; color: #041067 !important; transform: translateY(-1px); }
.np-btn-teal:active { transform: scale(0.98); }
.np-btn-pill { border-radius: 100px; }

.np-portfolios-cta-wrap {
  text-align: left;
  margin-top: 44px;
  position: relative;
  z-index: 1;
}

/* ============================================================
   6. DISCOVER CURATED PORTFOLIOS  (white bg, 50/50 split)
   ============================================================ */
.np-discover-section {
  background: #FFFFFF;
  padding: 72px 0;
}

.np-discover-heading {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: clamp(28px, 3.2vw, 40px);
  font-weight: 800;
  color: #0055C9;
  line-height: 1.2;
  margin-bottom: 0;
  letter-spacing: -0.02em;
}

.np-discover-underline {
  width: 72px;
  height: 4px;
  background: #0055C9;
  border-radius: 2px;
  margin: 14px 0 20px;
}

.np-discover-body {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 17px;
  color: #47464E;
  line-height: 1.55;
  margin-bottom: 0;
  font-weight: 400;
  max-width: 480px;
}

/* Discover section portfolio cards image */
.np-discover-stack-img-wrap {
  display: flex;
  align-items: center;
  justify-content: center;
}

.np-discover-stack-img {
  width: 100%;
  max-width: 520px;
  height: auto;
  display: block;
}

/* Figma: stacked overlapping cards */
.np-discover-stack {
  position: relative;
  min-height: 420px;
  padding: 12px 8px 8px 24px;
  max-width: 520px;
  margin-left: auto;
}

.np-discover-stack-card {
  position: absolute;
  left: 0;
  right: 0;
  background: #FFFFFF;
  border-radius: 14px;
  box-shadow: 0 10px 36px rgba(16, 28, 41, 0.12);
  border: 1px solid rgba(0, 85, 201, 0.06);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.np-discover-stack-card[data-depth="1"] {
  top: 0;
  transform: scale(0.96) translateX(4px);
  z-index: 1;
  opacity: 0.92;
}

.np-discover-stack-card[data-depth="2"] {
  top: 36px;
  transform: scale(0.98) translateX(8px);
  z-index: 2;
}

.np-discover-stack-card[data-depth="3"] {
  top: 72px;
  transform: translateX(12px);
  z-index: 3;
}

.np-discover-stack-card[data-depth="4"],
.np-discover-stack-front {
  top: 108px;
  position: relative;
  z-index: 4;
  transform: translateX(16px);
  box-shadow: 0 16px 48px rgba(16, 28, 41, 0.14);
}

.np-discover-stack:hover .np-discover-stack-card[data-depth="1"] { top: -4px; }
.np-discover-stack:hover .np-discover-stack-card[data-depth="2"] { top: 32px; }
.np-discover-stack:hover .np-discover-stack-card[data-depth="3"] { top: 68px; }
.np-discover-stack:hover .np-discover-stack-front { top: 104px; }

.np-discover-portfolio-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 16px 18px;
  background: #FFFFFF;
  border-bottom: none;
  border-radius: 14px;
}

.np-discover-port-icon {
  flex-shrink: 0;
  width: 52px;
  height: 52px;
  min-width: 52px;
  background: #0D1B3E;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.np-discover-port-icon .np-discover-port-icon-img {
  width: 32px;
  height: 32px;
  object-fit: contain;
  display: block;
  flex-shrink: 0;
}

/* Front card: larger icon */
.np-discover-stack-front .np-discover-port-icon {
  width: 88px;
  height: 88px;
  align-self: center;
}

.np-discover-stack-front .np-discover-port-icon .np-discover-port-icon-img {
  width: 56px;
  height: 56px;
}

.np-discover-port-info { flex: 1; min-width: 0; }

.np-discover-port-name {
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  font-size: 15px;
  font-weight: 700;
  color: #120E34;
  margin-bottom: 6px;
  line-height: 1.35;
}

.np-discover-stack-front .np-discover-port-name {
  font-size: 20px;
  margin-bottom: 8px;
}

.np-discover-port-sub {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 12px;
  color: #6B7280;
  margin-bottom: 6px;
  line-height: 1.45;
}

.np-discover-port-meta {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 13px;
  color: #6B7280;
}

.np-discover-ret {
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  color: #0055C9;
  font-weight: 700;
}

.np-discover-tag {
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  font-size: 12px;
  font-weight: 600;
  padding: 2px 10px;
  border-radius: 6px;
}

.np-tag-high {
  background: #EEF0FB;
  color: #6B7280;
  border: none;
  margin-left: auto;
}

/* ============================================================
   7. INCOME SECTION  (white → light blue gradient)
   ============================================================ */
.np-income-section {
  background: #F5F7FB;
  padding: 72px 0 80px;
}

.np-income-section .np-income-heading,
.np-income-section .np-income-sub {
  text-align: left;
}

.np-income-heading {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: 40px;
  font-weight: 800;
  color: #101C29;
  line-height: 1.2;
  margin-bottom: 14px;
  letter-spacing: -0.02em;
  max-width: 900px;
}

.np-income-highlight { color: #0055C9; }

.np-income-sub {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 17px;
  color: #47464E;
  line-height: 1.55;
  margin-bottom: 48px;
  max-width: 720px;
}

/* Two-column income — Figma: centered, vertical divider */
.np-income-cols-wrap {
  display: flex;
  align-items: stretch;
  justify-content: center;
  gap: 0;
  margin: 0 auto 52px;
  max-width: 960px;
  padding-top: 0;
  border-top: none;
}

.np-income-col {
  flex: 1;
  padding: 0 48px;
  text-align: left;
  max-width: 480px;
}

.np-income-col:first-child {
  padding-left: 0;
}

.np-income-col:last-child {
  padding-right: 0;
}

.np-income-col-divider {
  width: 1px;
  background: #D1D9E6;
  align-self: stretch;
  min-height: 200px;
  flex-shrink: 0;
}

.np-income-badge {
  display: inline-block;
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  font-size: 12px;
  font-weight: 600;
  padding: 5px 16px;
  border-radius: 100px;
  margin-bottom: 20px;
  letter-spacing: 0.2px;
}

.np-badge-blue {
  background: #EEF4FF;
  color: #0055C9;
  border: 1px solid #C0D2F5;
}

.np-badge-teal {
  background: #E5FAF8;
  color: #00A693;
  border: 1px solid #A8EDE8;
}

/* Big percentage number */
.np-income-pct {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: clamp(56px, 8vw, 96px);
  font-weight: 800;
  line-height: 0.95;
  margin-bottom: 6px;
  display: flex;
  align-items: flex-end;
  gap: 2px;
  letter-spacing: -0.04em;
}

.np-pct-symbol {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: 0.55em;
  font-weight: 800;
  margin-bottom: 0.12em;
  letter-spacing: 0;
}

.np-pct-blue { color: #0055C9; }
.np-pct-teal { color: #00A693; }

.np-income-type {
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  font-size: 20px;
  font-weight: 600;
  color: #101C29;
  margin-bottom: 10px;
}

.np-income-desc {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 14px;
  color: #6B7280;
  line-height: 1.65;
  margin-bottom: 0;
}

/* ── Calculator ─────────────────────────────────────────── */
.np-calculator-wrap {
  background: #FFFFFF;
  border-radius: 20px;
  box-shadow: 0 4px 44px rgba(0, 85, 201, 0.11), 0 1px 4px rgba(0, 0, 0, 0.06);
  overflow: hidden;
}

.np-calc-inner {
  display: flex;
  align-items: stretch;
  min-height: 280px;
}

.np-calc-left {
  flex: 1;
  padding: 40px 36px;
  border-right: 1px solid #E8ECF4;
}

.np-calc-right {
  flex: 1;
  padding: 36px 36px 28px;
  display: flex;
  flex-direction: column;
  background: #FFFFFF;
}

.np-calc-heading {
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  font-size: 20px;
  font-weight: 700;
  color: #101C29;
  margin-bottom: 28px;
}

.np-calc-field { margin-bottom: 22px; }

.np-calc-label {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  font-size: 13px;
  font-weight: 600;
  color: #374151;
  margin-bottom: 8px;
}

.np-calc-clients-val {
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  font-size: 13px;
  font-weight: 700;
  color: #0055C9;
}

.np-calc-select {
  width: 100%;
  border: 1px solid #D1D5DB;
  border-radius: 8px;
  padding: 11px 36px 11px 12px;
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 14px;
  color: #374151;
  background: #FFFFFF url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='7' fill='none'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23888' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") no-repeat right 12px center;
  appearance: none;
  -webkit-appearance: none;
  outline: none;
  cursor: pointer;
}

.np-calc-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 5px;
  background: linear-gradient(90deg, #0055C9 50%, #D0DCF0 50%);
  border-radius: 3px;
  outline: none;
  cursor: pointer;
}

.np-calc-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: #0055C9;
  border: 3px solid #FFFFFF;
  box-shadow: 0 2px 8px rgba(0, 85, 201, 0.35);
  cursor: pointer;
}

.np-calc-slider::-moz-range-thumb {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: #0055C9;
  border: 3px solid #FFFFFF;
  box-shadow: 0 2px 8px rgba(0, 85, 201, 0.35);
  cursor: pointer;
}

.np-calc-input-wrap {
  display: flex;
  align-items: center;
  border: 1px solid #D1D5DB;
  border-radius: 8px;
  overflow: hidden;
  background: #FFFFFF;
}

.np-calc-rupee {
  padding: 11px 10px 11px 12px;
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 14px;
  color: #374151;
  border-right: 1px solid #E8ECF4;
  background: #F9FAFB;
}

.np-calc-text-input {
  flex: 1;
  border: none;
  padding: 11px 12px;
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 14px;
  color: #374151;
  outline: none;
  background: #FFFFFF;
}

.np-calc-result-label {
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  font-size: 11px;
  font-weight: 600;
  color: #9CA3AF;
  margin-bottom: 8px;
  text-transform: uppercase;
  letter-spacing: 0.8px;
}

.np-calc-result-value {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: 48px;
  font-weight: 800;
  color: #00A693;
  line-height: 1;
  margin-bottom: 18px;
  display: flex;
  align-items: baseline;
  gap: 6px;
  letter-spacing: -1px;
}

.np-calc-per-mo {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 20px;
  font-weight: 500;
  color: #9CA3AF;
  letter-spacing: 0;
}

.np-calc-chart { flex: 1; }

.np-calc-chart-labels {
  display: flex;
  justify-content: space-between;
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 11px;
  color: #9CA3AF;
  margin-top: 4px;
}

.np-calc-disclaimer {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 10px;
  color: #9CA3AF;
  line-height: 1.45;
  margin-top: 12px;
  margin-bottom: 0;
}

/* ============================================================
   8. DASHBOARD SECTION  (white bg, dark mockup)
   ============================================================ */
.np-dashboard-section {
  background: #EBF0FF;
  padding: 72px 0 80px;
}

.np-dash-heading {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: 40px;
  font-weight: 800;
  color: #0055C9;
  line-height: 1.2;
  margin-bottom: 12px;
  text-align: left;
  letter-spacing: -0.3px;
}

.np-dash-sub {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 15px;
  color: #6B7280;
  margin-bottom: 44px;
  line-height: 1.65;
  text-align: left;
  max-width: 540px;
}

/* 6 feature items — 2 columns with dashed divider */
.np-dash-features-wrap {
  display: flex;
  align-items: flex-start;
  margin: 0 0 48px;
}

.np-dash-features-col {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 28px;
}

.np-dash-col-divider {
  align-self: stretch;
  border-left: 1.5px dashed rgba(0, 85, 201, 0.40);
  margin: 0 52px;
  flex-shrink: 0;
}

.np-dash-divider {
  border: none;
  border-top: 1px solid rgba(0, 85, 201, 0.15);
  margin: 0 0 44px;
}

.np-dash-feat-item {
  display: flex;
  align-items: center;
  gap: 16px;
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  font-size: 16px;
  font-weight: 700;
  color: #101C29;
}

.np-dash-feat-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  transform: rotate(45deg);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.np-dash-feat-icon svg {
  transform: rotate(-45deg);
  display: block;
}

.np-dash-icon-blue { background: #002598; }

/* Dashboard mockup */
.np-dash-mockup {
  border-radius: 16px;
  overflow: hidden;
  margin: 0 -15px;
}

.np-dash-mockup-img {
  width: 100%;
  height: auto;
  display: block;
  border-radius: 16px;
}

.np-dash-sidebar {
  width: 200px;
  flex-shrink: 0;
  background: #091628;
  padding: 32px 20px;
  border-right: 1px solid rgba(255, 255, 255, 0.06);
}

.np-dash-sidebar-title {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: 26px;
  font-weight: 800;
  color: #FFFFFF;
  margin-bottom: 14px;
  line-height: 1.2;
}

.np-dash-sidebar-divider {
  width: 48px;
  height: 2px;
  background: #3DE3DB;
  margin-bottom: 24px;
}

.np-dash-sidebar-nav {
  list-style: none;
  margin: 0;
  padding: 0;
}

.np-dash-sidebar-nav li {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 13px;
  color: rgba(255, 255, 255, 0.65);
  padding: 8px 6px;
  cursor: default;
  line-height: 1.3;
  border-radius: 5px;
}

.np-dash-sidebar-nav li.active {
  color: #FFFFFF;
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  font-weight: 700;
}

.np-dash-main {
  flex: 1;
  display: flex;
  flex-direction: column;
  background: #FFFFFF;
}

/* Chips row — white area */
.np-dash-chips-row {
  display: flex;
  gap: 12px;
  padding: 16px 16px 0;
  flex-wrap: wrap;
  background: #FFFFFF;
  margin-bottom: 0;
}

.np-dash-stat-chip {
  background: #FFFFFF;
  border: 1px solid #E5E7EB;
  border-radius: 10px;
  padding: 16px 20px;
  min-width: 120px;
  flex: 1;
}

.np-dsc-green { background: #059669; border-color: #059669; }
.np-dsc-green .np-dsc-label,
.np-dsc-green .np-dsc-value { color: #FFFFFF; }

.np-dsc-teal { background: #00A693; border-color: #00A693; }
.np-dsc-teal .np-dsc-label,
.np-dsc-teal .np-dsc-value { color: #FFFFFF; }

.np-dsc-label {
  display: block;
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 12px;
  color: #6B7280;
  font-weight: 400;
  margin-bottom: 4px;
}

.np-dsc-value {
  display: block;
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: 24px;
  font-weight: 800;
  color: #111827;
  line-height: 1.1;
}

/* Dark chart area */
.np-dash-chart-area {
  flex: 1;
  background: linear-gradient(180deg, #0D1E3D 0%, #0A1628 100%);
  padding: 20px 24px 0;
  display: flex;
  flex-direction: column;
  margin-top: 16px;
}

.np-dash-chart-wrap {
  display: flex;
  align-items: stretch;
  flex: 1;
  gap: 4px;
}

.np-dash-earnings-label {
  writing-mode: vertical-rl;
  transform: rotate(180deg);
  font-family: "Manrope-SemiBold", "Manrope", sans-serif;
  font-size: 12px;
  font-weight: 600;
  color: #3DE3DB;
  text-align: center;
  flex-shrink: 0;
  padding-bottom: 28px;
  letter-spacing: 0.5px;
}

.np-dash-y-labels {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  padding-bottom: 28px;
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 11px;
  color: rgba(255, 255, 255, 0.50);
  text-align: right;
  width: 30px;
  flex-shrink: 0;
}

/* Chart inner: grid lines behind bars */
.np-dash-chart-inner {
  flex: 1;
  position: relative;
  display: flex;
  flex-direction: column;
}

.np-dash-grid-lines {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 28px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  pointer-events: none;
  z-index: 0;
}

.np-dash-grid-line {
  width: 100%;
  height: 1px;
  background: rgba(255, 255, 255, 0.08);
}

.np-dash-chart-inner .np-dash-bars-area {
  position: relative;
  z-index: 1;
  flex: 1;
}

.np-dash-bars-area {
  display: flex;
  align-items: flex-end;
  gap: 12px;
  padding: 0 8px;
  height: 100%;
}

.np-dash-bar-col {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: flex-end;
  height: 100%;
}

.np-dash-bar-inner {
  width: 100%;
  background: linear-gradient(180deg, #7EB3FF 0%, #3B7CF4 50%, #2251C5 100%);
  border-radius: 4px 4px 0 0;
}

.np-dash-bar-label {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 12px;
  color: rgba(255, 255, 255, 0.60);
  margin-top: 6px;
  flex-shrink: 0;
}

.np-dash-x-label {
  text-align: center;
  font-family: "Manrope-SemiBold", "Manrope", sans-serif;
  font-size: 13px;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.60);
  margin: 8px 0 12px;
  letter-spacing: 0.5px;
}

/* ============================================================
   9. WHO CAN PARTNER  (light bg, 5 cards)
   ============================================================ */
.np-who-section {
  background: linear-gradient(160deg, #EBEBF8 0%, #E2E8F8 100%);
  padding: 72px 0;
}

.np-who-heading {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: 40px;
  font-weight: 800;
  color: #0055C9;
  margin-bottom: 52px;
  letter-spacing: -0.3px;
}

.np-who-card {
  background: #FFFFFF;
  border-radius: 20px;
  padding: 32px 24px 28px;
  height: 100%;
  border: none;
  box-shadow: 0 2px 24px rgba(0, 50, 180, 0.06);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.np-who-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 40px rgba(0, 85, 201, 0.13);
}

.np-who-icon-wrap {
  width: 52px;
  height: 52px;
  background: none;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}

.np-who-title {
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  font-size: 18px;
  font-weight: 700;
  color: #0055C9;
  margin-bottom: 14px;
  line-height: 1.35;
}

.np-who-divider {
  width: 48px;
  height: 2.5px;
  background: #0055C9;
  margin-bottom: 16px;
  border-radius: 2px;
}

.np-who-card p {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 15px;
  color: #374151;
  line-height: 1.65;
  margin-bottom: 0;
}

/* ============================================================
   10. HOW IT WORKS  (white bg, numbered steps)
   ============================================================ */
.np-how-section {
  background: #FFFFFF;
  padding: 72px 0 80px;
}

.np-how-heading {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: 40px;
  font-weight: 800;
  color: #101C29;
  margin-bottom: 60px;
  letter-spacing: -0.3px;
}

.np-steps-row {
  position: relative;
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  margin: 0 auto;
}

.np-steps-line {
  position: absolute;
  top: 28px;
  left: calc(12.5%);
  right: calc(12.5%);
  height: 1.5px;
  background: #D1D9E8;
  z-index: 0;
}

.np-step {
  flex: 1;
  text-align: center;
  position: relative;
  z-index: 1;
  padding: 0 12px;
}

.np-step-num {
  width: 56px;
  height: 56px;
  background: linear-gradient(140deg, #2B5CE6 0%, #1A3FCC 100%);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: 22px;
  font-weight: 800;
  color: #FFFFFF;
  margin: 0 auto 24px;
  box-shadow: 0 4px 16px rgba(27, 63, 204, 0.25);
}

.np-step h5 {
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  font-size: 17px;
  font-weight: 700;
  color: #101C29;
  margin-bottom: 8px;
}

.np-step p {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 14px;
  color: #6B7280;
  margin-bottom: 0;
  line-height: 1.6;
}

.np-how-cta-wrap {
  text-align: left;
  margin-top: 52px;
}

/* ============================================================
   11. FEATURES SPLIT  (dark blue gradient, two columns)
   ============================================================ */
.np-features-section {
  background: linear-gradient(140deg, #1847CC 0%, #0B29A0 45%, #07196E 100%);
  padding: 72px 0;
  position: relative;
  overflow: hidden;
}

/* Subtle decorative glow */
.np-features-section::before {
  content: '';
  position: absolute;
  top: -80px;
  right: -60px;
  width: 400px;
  height: 400px;
  background: radial-gradient(ellipse 50% 50% at 55% 45%,
    rgba(61, 227, 219, 0.09) 0%, transparent 65%);
  pointer-events: none;
}

.np-features-col-head {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: 28px;
  font-weight: 800;
  color: #FFFFFF;
  line-height: 1.32;
  margin-bottom: 18px;
  letter-spacing: -0.2px;
}

/* Teal underline bar */
.np-features-teal-bar {
  width: 100%;
  max-width: 340px;
  height: 3px;
  background: #3DE3DB;
  border-radius: 2px;
  margin-bottom: 32px;
}

.np-vert-divider {
  width: 1px;
  background: rgba(255, 255, 255, 0.14);
  min-height: 320px;
  margin: 0 auto;
}

.np-feat-list {
  list-style: none;
  padding: 0;
  margin: 0;
  padding-left: 29px;
  border-left: 1.5px solid rgba(61, 227, 219, 0.35);
}

.np-feat-item {
  position: relative;
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 16px;
  color: rgba(255, 255, 255, 0.90);
  margin-bottom: 28px;
  padding: 2px 0;
}

.np-feat-item-last {
  margin-bottom: 0;
}

.np-feat-item::before {
  content: '';
  position: absolute;
  left: -35px;
  top: 50%;
  transform: translateY(-50%);
  width: 11px;
  height: 11px;
  border-radius: 50%;
  background: #3DE3DB;
}

/* keep old span rule for any legacy markup */
.np-feat-item span {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 16px;
  color: rgba(255, 255, 255, 0.90);
  font-weight: 400;
  line-height: 1.35;
}

/* ============================================================
   12. TESTIMONIALS  (very light blue-gray bg)
   ============================================================ */
.np-testimonials-section {
  background: #F6FAFF;
  padding: 72px 0;
}

.np-testi-heading {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: 40px;
  font-weight: 800;
  color: #0055C9;
  margin-bottom: 52px;
  letter-spacing: -0.3px;
}

.np-testi-card {
  background: #FFFFFF;
  border: 1px solid #E0EAF5;
  border-radius: 18px;
  padding: 28px 24px;
  height: 100%;
  box-shadow: 0 2px 20px rgba(0, 0, 0, 0.06);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.np-testi-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 36px rgba(0, 85, 201, 0.10);
}

.np-testi-avatar-wrap {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: #EBF2FF;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 14px;
  overflow: hidden;
}

.np-testi-initial {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: 22px;
  font-weight: 800;
  color: #0055C9;
  line-height: 1;
}

.np-testi-avatar-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: 50%;
  display: block;
}

.np-testi-name {
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  font-size: 15px;
  font-weight: 700;
  color: #0055C9;
  margin-bottom: 2px;
}

.np-testi-company {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 13px;
  font-weight: 400;
  color: #6B7280;
  margin-bottom: 16px;
}

.np-testi-text {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 14px;
  color: #374151;
  line-height: 1.75;
  margin-bottom: 0;
  border-top: 1px solid #E8ECF4;
  padding-top: 14px;
  margin-top: 4px;
}

/* ============================================================
   13. FAQ SECTION  (white bg, chevron accordion)
   ============================================================ */
.np-faq-section {
  background: #FFFFFF;
  padding: 50px 0;
}

.np-faq-heading {
  font-family: "Manrope-ExtraBold", "Manrope", sans-serif;
  font-size: 40px;
  font-weight: 800;
  color: #0055C9;
  margin-bottom: 0px;
  letter-spacing: -0.3px;
  line-height: 1.2;
}

.np-faq-list { max-width: 860px; }

.np-faq-row {
  border-bottom: 1px solid #E8ECF4;
}

.np-faq-q {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 22px 0;
  cursor: pointer;
  user-select: none;
}

.np-faq-q-text {
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  font-size: 16px;
  font-weight: 600;
  color: #101C29;
  flex: 1;
  margin-right: 16px;
  line-height: 1.45;
}

.np-faq-toggle {
  width: 28px;
  height: 28px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: transform 0.25s ease;
}

.np-faq-row.open .np-faq-toggle {
  transform: rotate(90deg);
}

.np-faq-a {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 14px;
  color: #374151;
  line-height: 1.78;
  padding: 0 0 22px;
  display: none;
  max-width: 720px;
}

.np-faq-row.open .np-faq-a { display: block; }

.np-faq-cta-wrap { margin-top: 44px; }

/* ============================================================
   14. REGULATORY / FOOTER TRUST BAR  (white bg)
   ============================================================ */
.np-regulatory-section {
  background: #EBF3FF;
  padding: 40px 0 36px;
}

.np-regulatory-inner {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 32px;
  margin-bottom: 28px;
}

.np-regulatory-group {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.np-regulatory-group-right {
  align-items: flex-end;
}

.np-regulatory-label {
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  font-size: 13px;
  font-weight: 700;
  color: #101C29;
  margin-bottom: 0;
  letter-spacing: 0;
}

.np-regulatory-logos {
  display: flex;
  align-items: center;
  gap: 16px;
}

.np-reg-pipe {
  font-size: 20px;
  color: #C0C8D8;
  font-weight: 300;
  line-height: 1;
}

.np-regulatory-logos .np-regulatory-logo-img {
  height: 52px;
  width: auto !important;
  display: block;
}

.np-regulatory-logos .np-regulatory-logo-svg {
  height: 52px;
  width: 52px;
  display: block;
}

.np-regulatory-divider {
  display: none;
}

.np-reg-hr {
  border: none;
  border-top: 1px solid #C8D8EE;
  margin: 0 0 20px;
}

.np-disclaimer-text {
  font-family: "Manrope-Regular", "Manrope", sans-serif;
  font-size: 13px;
  color: #374151;
  line-height: 1.7;
  margin-bottom: 0;
}

.np-disclaimer-text strong {
  font-family: "Manrope-Bold", "Manrope", sans-serif;
  font-weight: 700;
  color: #101C29;
}

/* ============================================================
   HERO FIXED HEIGHT (nav spacer)
   ============================================================ */
.hero-fixed-height {
  height: 72px;
}

/* ============================================================
   RESPONSIVE
   ============================================================ */

/* MacBook Air 13" — 1280px viewport */
@media (max-width: 1280px) {
  .np-hero-h1 {
    font-size: clamp(36px, 4vw, 48px);
    margin: 45px 0 0 0;
  }
  .np-hero-form-card    { max-width: 400px; }

  /* Ensure containers have breathing room at exactly 1280px */
  .np-hero .container,
  .np-stats-bar .container,
  .np-aum-section .container,
  .np-platform-section .container,
  .np-portfolios-section .container,
  .np-discover-section .container,
  .np-income-section .container,
  .np-dashboard-section .container,
  .np-who-section .container,
  .np-how-section .container,
  .np-features-section .container,
  .np-testimonials-section .container,
  .np-faq-section .container,
  .np-regulatory-section .container { max-width: 1200px; }
}

@media (max-width: 991px) {
  .np-hero              { padding: 40px 0 0; }
  .np-hero-inner        { padding-bottom: 40px; }
  .np-hero-form-card    { max-width: 100%; margin-left: 0; }
  .np-stat-value        { font-size: 36px; }
  .np-stat-label        { font-size: 14px; }
  .np-body-text         { font-size: 17px; }
  .np-platform-sub      { font-size: 17px; }

  .np-aum-heading       { font-size: 36px; }

  .np-platform-heading,
  .np-portfolios-heading,
  .np-income-heading,
  .np-dash-heading,
  .np-who-heading,
  .np-how-heading,
  .np-testi-heading,
  .np-discover-heading  { font-size: 32px; }

  .np-features-col-head { font-size: 24px; }
  .np-faq-heading       { font-size: 32px; }

  .np-steps-line        { display: none; }
  .np-steps-row         { flex-direction: column; align-items: flex-start; gap: 16px; }
  .np-step              { max-width: 100%; width: 100%; text-align: left; }
  .np-step-num          { margin: 0 0 12px; }
  .np-vert-divider      { display: none; }

  .np-income-cols-wrap  { flex-direction: column; gap: 36px; }
  .np-income-col        { padding: 0 !important; }
  .np-income-col-divider { display: none; }

  .np-calc-inner        { flex-direction: column; }
  .np-calc-left         { border-right: none; border-bottom: 1px solid #E8ECF4; }

  .np-dash-features-wrap { flex-direction: column; gap: 24px; }
  .np-dash-col-divider   { border-left: none; border-top: 1.5px dashed rgba(0,85,201,0.40); margin: 8px 0; align-self: auto; }
  .np-dash-mockup       { margin: 0; flex-direction: column; }
  .np-dash-sidebar      { width: 100%; border-right: none; border-bottom: 1px solid rgba(255,255,255,0.08); }
  .np-dash-sidebar-nav  { display: flex; flex-wrap: wrap; gap: 4px 16px; }

  .np-regulatory-inner  { gap: 28px; }
  .np-regulatory-divider { display: none; }
}

@media (max-width: 767px) {
  .np-hero              { padding: 32px 0 0; }
  .np-hero-inner        { padding-bottom: 32px; }
  .np-stat-value        { font-size: 28px; }
  .np-stat-label        { font-size: 13px; }
  .np-stat-item         { padding: 20px 16px; }
  .np-body-text         { font-size: 17px; }
  .np-platform-heading  { font-size: 32px; }
  .np-platform-sub      { font-size: 16px; }
  .np-hero-form-card    { padding: 28px 22px 24px; border-radius: 12px; }
  .np-form-input        { height: 50px; line-height: 50px; font-size: 14px; margin-bottom: 12px; }
  .np-btn-hero          { height: 50px; line-height: 50px; font-size: 15px; }

  .np-aum-section, .np-platform-section, .np-portfolios-section,
  .np-discover-section, .np-income-section, .np-dashboard-section,
  .np-who-section, .np-how-section, .np-features-section,
  .np-testimonials-section, .np-faq-section { padding: 48px 0; }

  .np-stat-item         { border-right: none; border-bottom: 1px solid rgba(255,255,255,0.09); padding: 22px 20px; }
  .np-stat-item:last-child { border-bottom: none; }
  .np-stats-inner       { flex-direction: column; }
  .np-stat-value        { font-size: 32px; }

  .np-aum-heading       { font-size: 28px; }
  .np-income-pct        { font-size: 64px; }
  .np-pct-symbol        { font-size: 36px; }

  .np-btn-teal          { font-size: 15px; padding: 13px 30px; }
  .np-faq-heading       { font-size: 28px; }
  .np-faq-q-text        { font-size: 14px; }

  .np-dash-chips-row    { gap: 8px; }
  .np-dash-stat-chip    { min-width: auto; padding: 8px 10px; }
  .np-dsc-value         { font-size: 12px; }

  .np-portfolios-accent-bar { width: 48px; }
  .np-features-teal-bar { max-width: 100%; }
  .np-discover-port-meta { gap: 8px; }

  .np-discover-stack {
    min-height: auto;
    padding: 0;
    max-width: 100%;
    margin: 0;
  }

  .np-discover-stack-card {
    position: relative;
    top: auto !important;
    transform: none !important;
    margin-bottom: 12px;
    opacity: 1;
  }

  .np-discover-stack-front {
    margin-bottom: 0;
  }

  .np-regulatory-inner  { flex-direction: column; gap: 24px; }
  .np-regulatory-group-right { align-items: flex-start; }

  .np-calc-left, .np-calc-right { padding: 28px 22px; }
  .np-calc-result-value { font-size: 36px; }
}

@media (max-width: 480px) {
  .np-hero-form-card    { padding: 22px 18px 18px; border-radius: 16px; }
  .np-feat-card         { padding: 24px 18px; }
  .np-income-pct        { font-size: 52px; }
  .np-pct-symbol        { font-size: 30px; }
}