Change Investing
Spend Daily? Save Daily!
Save more with Change Investing. We round up your transactions and invest your change every day. For example, say you spend Rs. 95 on groceries. We’ll round up to Rs. 100 and invest Rs. 5 for you.
Save more with Change Investing. We round up your transactions and invest your change every day. For example, say you spend Rs. 95 on groceries. We’ll round up to Rs. 100 and invest Rs. 5 for you.
As a frequent shopper, I use my card often. Change investing has been a saviour, where I get to save each time I shop. Would recommend this product to all millennials. Save while you shop!
Creative Director
Appreciate has changed my entire outlook towards investing. Never thought that tiny investments could make one of my dreams come true. Appreciate has given me a new way to look at change and make it grow.
Lead UI
As a frequent shopper, I use my card often. Change investing has been a saviour, where I get to save each time I shop. Would recommend this product to all millennials. Save while you shop!
Lead UI
Appreciate has changed my entire outlook towards investing. Never thought that tiny investments could make one of my dreams come true. Appreciate has given me a new way to look at change and make it grow.
Account Director
How it works
Whether you spend Rs. 35 or Rs. 935, we will round up your transaction and invest your change. Bringing you closer to your dreams and goals.
Our Change Investing feature is easy to set up and even easier to manage. A few clicks can get you started.
Change Investing makes you save more regularly with small investments that don’t bother you or your lifestyle.
Whenever you buy groceries or go shopping or go to the movies, we will round up your small change - leading to big savings.
Our Change Investing feature is easy to set up and even easier to manage. A few clicks can get you started.
Change Investing makes you save more regularly with small investments that don’t bother you or your lifestyle.
Whenever you buy groceries or go shopping or go to the movies, we will round up your small change - leading to big savings.
Our Change Investing feature is easy to set up and even easier to manage. A few clicks can get you started.
Change Investing makes you save more regularly with small investments that don’t bother you or your lifestyle.
Whenever you buy groceries or go shopping or go to the movies, we will round up your small change - leading to big savings.
Our Change Investing feature is easy to set up and even easier to manage. A few clicks can get you started.
Change Investing makes you save more regularly with small investments that don’t bother you or your lifestyle.
Whenever you buy groceries or go shopping or go to the movies, we will round up your small change - leading to big savings.
AI Enabled Higher Returns
Add up to Rs.1,000 per month towards your investment portfolio just by rounding up your transactions. That Rs.1,000 could become lakhs of rupees over time!
Value for Money
Over the past decade, the US S&P Fortune 500 companies have outperformed the BSE/NSE by over 20%. We ensure you can access this market easily, with no friction and at a low cost.
Zero Commission, no minimum investment, no subscription fees
One click investing that’s seamless & hassle free
Complete transparency with no hidden fees
Security
Whether you’re buying, selling or browsing — at Appreciate we take your security very seriously. Your money is safe with us because:
Note: Insurance not available to protect against trading losses that may be incurred.
There are 2 ways in which this works:-
However, we recommend the former. We believe this helps you save and invest in a disciplined manner and makes saving and investing hassle free and easy!!
Your change is automatically invested in a portfolio of US stocks which our proprietary AI algorithm determines based on your financial profile.
As soon as you sign up and complete KYC, you can access your Appreciate account and start investing. In accordance with government regulations, investing is only allowed once Know Your Customer (KYC) steps are complete, and we have verified your KYC documents.
Yes! In 2004, the Government of India started the Liberalized Remittance Scheme (LRS) to enable Indians to send money abroad for a number of reasons. Investing in overseas markets is one of the allowed reasons. All investments through Appreciate will fall under this LRS regime and are thus completely legal. You can invest upto US $250,000 per person per year.
Yes! We believe higher financial returns should be accessible to everyone and not just to those who know a lot about the stock market. In fact it is our mission to help customers who are not experts in finance to get returns that are in line with what experts get. Once you sign-up, you can answer a small set of questions that will help Appreciate's Artificial Intelligence (AI) based algorithms understand your preferences and goals and create a portfolio for you - without you needing to become an expert in the stock market!
