General FAQs
So you’re ready to start investing your money—that’s awesome. We’re here to walk you through every step.
As soon as you finish signing up, you can access your Appreciate account and start setting up your goals, preferences, and linking your bank account. However in accordance with government regulations, investing is only allowed once Know Your Customer (KYC) steps are complete, which can take up to 2 days. We'll email you as soon as the KYC process is complete so you can start transacting!
We are pre-launch currently and you can sign-up to our waitlist here. We Appreciate your interest (pun-intended) :)
Yes! In 2004, the Government of India started the Liberalized Remittance Scheme (LRS) to enable Indians to send money abroad for a number of reasons. Investing in overseas markets is one of the main stated reasons. All investments through Appreciate will fall under this LRS regime and are thus completely legal. You can invest upto US $250,000 per person.
Yes! We believe higher financial returns should be accessible to everyone and not just to those who know a lot more about the stock market. In fact it is one of our missions to help customers who are not experts in finance to get returns that are in line with what experts get. Once you sign-up, you can answer a small set of questions that will help Appreciate's Artificial Intelligence (AI) based algorithm understand your preferences and goals and create a portfolio for you - without you needing to become an expert in the stock market!
Sign-up is simple and can be completed in 4 quick steps:
- Download the Appreciate app from your phone's play store / app store
- As per government regulation, for a finance app, we'd need a few KYC (Know Your Customer) details. This will include upload of documents to prove identity (e.g. PAN Card, Aadhar Card)
- Link your savings bank account, or open one through us digitally with one of our banking partners.
- Answer a few basic questions to help us to get to know you. For example, your name, age, and contact details. We'd also love to know your preferences so we can create a personalized experience so that your Appreciate account works the way you want it to.
That's it! You can start achieving your financial and life goals with Appreciate.
Yes! We believe higher financial returns should be accessible to everyone and not just to the wealthy. In fact it is one of our missions to help our everyday customers get returns that are in line with what rich sophisticated investors get. There are no investment minimums - you can even invest Rs.10 if you want! In fact even with just Rs. 10, you can become a fractional shareholder in stocks like Google which cost over Rs. 1 lakh per stock. Please go to FAQs about Appreciate Fraction for more information.
We believe Appreciate can help you improve your investing - give you better tools than existing brokers at a lower charge and provide access to a broader global set of securities to invest in. Our sophisticated Artificial Intelligence based recommendation engine also analyzes millions of combinations and data points to recommend the right stocks to you. Appreciate also provides deep insights for stocks so you can make an informed choice. And with the US markets and the US dollar performing better than local alternatives - you start with an inbuilt return advantage when you invest through Appreciate in the US markets.
