How can we help you?
As soon as you finish signing up, you can access your Appreciate account and start setting up your goals, preferences, and linking your bank account. However in accordance with government regulations, investing is only allowed once Know Your Customer (KYC) steps are complete, which can take up to 2 days. We'll email you as soon as the KYC process is complete so you can start transacting!
We are pre-launch currently and you can sign-up to our waitlist here. We Appreciate your interest (pun-intended) :)
Yes! In 2004, the Government of India started the Liberalized Remittance Scheme (LRS) to enable Indians to send money abroad for a number of reasons. Investing in overseas markets is one of the main stated reasons. All investments through Appreciate will fall under this LRS regime and are thus completely legal. You can invest upto US $250,000 per person.
Yes! We believe higher financial returns should be accessible to everyone and not just to those who know a lot more about the stock market. In fact it is one of our missions to help customers who are not experts in finance to get returns that are in line with what experts get. Once you sign- up, you can answer a small set of questions that will help Appreciate's Artificial Intelligence (AI) based algorithm understand your preferences and goals and create a portfolio for you - without you needing to become an expert in the stock market!
Sign-up is simple and can be completed in 4 quick steps:
- 1. Download the Appreciate app from your phone's play store / app store
- 2. As per government regulation, for a finance app, we'd need a few KYC (Know Your Customer) details. This will include upload of documents to prove identity (e.g. PAN Card, Aadhar Card)
- 3. Link your savings bank account, or open one through us digitally with one of our banking partners.
- 4. Answer a few basic questions to help us to get to know you. For example, your name, age, and contact details. We&'d also love to know your preferences so we can create a personalized experience so that your Appreciate account works the way you want it to.
That's it! You can start achieving your financial and life goals with Appreciate.
At Appreciate, our objective is to eliminate any stress and pain you feel in investing. Which is why, Appreciate puts AI enabled investing at your disposal. You choose how much you want to save and we invest it in a portfolio that matches your risk appetite and maximizes returns for you.
We take information you provide about yourself, our assessment of your risk appetite, and combine it with a constantly improving algorithm to determine the best possible portfolio for you that minimizes fees and hidden costs, maximizes return, and is constantly optimized every week! The intelligence behind this is based on an algorithm that is constantly learning about the most effective portfolio recommendations it can make - this is the AI foundation we refer to, when we say we offer AI enabled investing.
You decide how often you want to invest. All you have to do is decide the amount you want to invest, and choose a frequency of investment. We recommend a weekly or monthly recurring investment, but you can customize this to suit your needs. Decide which goal you want to achieve, set up a recurring payment that works for you, and we take care of the rest!!
At Appreciate, our objective is to eliminate any stress and pain you feel in investing. Appreciate Goals offers a service for investors who want a hassle free but cutting edge investing service that makes smart investment decisions for their money.
Appreciate Goals does offer Robo-advisory services. We put AI enabled investing at your disposal. You choose how much you want to save and we invest it in a portfolio that matches your risk appetite and maximizes returns for you.
We take information you provide about yourself, our assessment of your risk appetite, and combine it with a constantly improving algorithm to determine the best possible portfolio for you that minimizes fees and hidden costs, maximizes return, and is constantly optimized every week! The intelligence behind this is based on an algorithm that is constantly learning about the most effective portfolio recommendations it can make - this is the AI enabled foundation we rely on as a robo-advisor.
In addition to being smart, this is also easy and hassle free. All you have to do is decide the amount you want to invest (we recommend a weekly or monthly recurring investment) and the goal towards which you are investing (goals based investing makes it more likely you will continue saving with discipline), and we take care of the rest!!
You can choose to save on a one-time or a monthly basis to keep progressing toward your financial goals. We can also round up your transactions and save the change.
You authorize us to read your transactions (via SMS alerts) and we help you save a small portion of all that you earn and spend - rounding up to the nearest multiple of Rs 10. We call this change investing - it happens seamlessly.
For example, if you buy groceries for Rs 95, we will round-up to Rs 100, and invest Rs 5 towards your goals.
We believe this helps you save and invest in a disciplined manner and makes saving and investing hassle free and easy - every day!!
