icici-pru-retirement-fund-pure-equity-dir-g

ICICI Pru Retirement Fund - Pure Equity - Dir (G)

  1. Equity
  2. Retirement Solutions
  • NAV as on Apr 01, 2025 ₹30.84
  • Total Returns 20.29% p.a.

Historical NAV, Returns and Performance

  • High
  • Low
  • CAGR
icici-pru-retirement-fund-pure-equity-dir-g

Overview of ICICI Pru Retirement Fund - Pure Equity - Dir (G)

  • Fund House
    ICICI Pru Retirement Fund - Pure Equity
  • Fund Size
    ₹982
  • Expense Ratio
    0.83%
  • Benchmark
    Nifty 500 TRI
  • Risk Level
    Very High
  • Inception Date
    Feb 27, 2019
  • Lock-in period
    5
  • Exit Load
    Nil
  • Minimum SIP Investment
    ₹100
  • Minimum Lump sum Investment
    ₹5000
  • Short Term Capital Gains
    20% (if redeemed within 1 year)
  • Long Term Capital Gains
    12.5% on profit of ₹1,25,000 if redeemed after 1 year

ICICI Pru Retirement Fund - Pure Equity - Dir (G) Returns Calculator

Investment type

Years
Total Invested Amount
₹ 12,00,000
Profit
₹ 12,00,000
Total Projected Returns
₹ 12,00,000
Annualised Returns
p.a.
Years
Total Invested Amount
Profit
₹1,00,000
Total Projected Returns
₹1,00,000
Annualised Returns
% p.a.

ICICI Pru Retirement Fund - Pure Equity - Dir (G) Performance vs Category

Time Period

  • 1 month
  • 3 months
  • 6 months
  • 1 year
  • 3 years
  • 5 years

This Fund

  • 6.13%
  • -6.46%
  • -11.53%
  • 5.58%
  • 19.11%
  • 33.27%

Category Average

  • 4.84%
  • -2.85%
  • -6.09%
  • 7.83%
  • 11.88%
  • 15.71%

Fund Asset Allocation

Top holdings

Top Sectors

  • Finance
    6.81%
  • Ferrous Metals
    6.65%
  • IT-Software
    6.45%
  • Telecom-Services
    6.15%
  • Cement & Cement Products
    6.05%
  • Realty
    5.9%

More about ICICI Pru Retirement Fund - Pure Equity - Dir (G)

ICICI Pru Retirement Fund - Pure Equity - Dir (G) is a mutual fund under the Large Cap category, managed by Nippon India Mutual Fund. It was launched on January 1, 2013, and has been active for over 12 years. As of June 30, 2024, the fund manages assets worth ₹35,700 Crores, placing it as a medium-sized fund in its category. The expense ratio is 0.66%, which is relatively lower compared to many other Retirement Solutions.

This fund generated returns of 12.46% in the last 1 year. Since its inception, it has provided an average annual return of 16.21%. Historically, it has doubled the invested capital approximately 4 years.

The fund stands out for its consistent ability to generate returns, outperforming most of its peers in this category. It also shows a strong capability to limit losses during market downturns, offering better downside protection compared to many other funds.

The fund's investments are mainly concentrated in sectors like Financials, Energy, Technology, Consumer Staples, and Services. However, compared to other Retirement Solutions, it has a slightly lower exposure to the Financial and Energy sectors.

The top five holdings in this fund include prominent companies such as HDFC Bank Ltd., Reliance Industries Ltd., ICICI Bank Ltd., ITC Ltd., and Infosys Ltd.

Fund Managers

  • Darshil Dedhia
  • Rohit Lakhotia
  • Lalit Kumar
  • Priyanka Khandelwal

Investment Objective

Nippon India Large Cap Fund seeks to generate long term capital appreciation by investing predominantly into equity and equity related instruments of large cap companies.

icici-pru-retirement-fund-pure-equity-dir-g

Frequently Asked Questions about ICICI Pru Retirement Fund - Pure Equity - Dir (G)

  1. Are {{fund_type}} risky?

    These funds have moderate to low risk, as they gradually shift from growth assets to more conservative investments as you near retirement.

  2. Should I invest in {{fund_type}}?

    Yes, if you’re planning for retirement and want a fund that adjusts its risk based on your age.

  3. How long should I stay invested in {{fund_type}}?

    Ideally, until retirement, as these funds are designed to grow over a long period and become safer as you get closer to retirement age.

  4. Can I withdraw my investment from {{fund_type}} anytime?

    Yes, though early withdrawal could impact the fund’s growth potential and tax benefits.

  5. What are the expenses involved in {{fund_type}}?

    Expenses can range from 0.5% to 1.5%, depending on the fund’s mix of assets and management.

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