Invest or trade in US stocks from India with Appreciate:
How to invest?
Apps like Appreciate let you open a global investing account in minutes. To achieve the same just follow these simple steps.
Begin your global investment journey by downloading the Appreciate mobile app from the Google Play Store or Apple App Store. Once installed, open the app and follow the simple on-screen instructions to create your personal account.
Next, you’ll need to complete the mandatory Know Your Customer (KYC) process. Simply submit the required documents digitally to verify your identity.
You can now add funds and begin building your global portfolio. Explore and invest in your favorite international brands and leading companies from around the world, all from the convenience of your smartphone.
Key benefits
For you as an Indian investor, buying US Stocks offers a great opportunity to diversify your portfolio and tap into the growth potential of leading global companies like Apple, Amazon, and Google.
By buying US Stocks, you are investing in the world’s most innovative companies
You are diversifying your investments, reducing your risk and improving your returns
You can generate additional 3-4% annual returns due to USD appreciation
Appreciate’s AI recommendations help you pick the right US stocks
Market winners
For a healthier portfolio
Over the past decade, the US S&P 500 has delivered 177% returns, with high-value US stocks yielding over 400%.
Start Investing in US stocks today to access these stellar returns, get more value for your money, and profit from the growth of these leading companies.
Invest your way
Keep costs low with zero subscription fees, specially negotiated forex rates, and free withdrawals.
Remit funds abroad with one tap: investing in the hottest global securities has probably never been easier!
Take your portfolio to the next level while delegating the time-consuming bits.
Gain big with the most innovative companies in the world — while also benefiting from USD appreciation!
Sleep easy with industry-standard security protocols and AI-based fraud monitoring.
Investment Calculator
Use this calculator to see how much you would have made by investing in popular US companies over the last 3, 5 or 10 year period, or input your own projections to see how much you could make over the next 3, 5 or 10 year period.
Choose INR for adjusted returns considering INR – USD conversion. FX rates are based on Google’s USD price.
Popular Indices
Under the Reserve Bank of India's (RBI) Liberalised Remittance Scheme (LRS), an individual can remit up to $250,000 per financial year. This is a cumulative limit that includes all foreign remittances, including investments in US stocks.
For Indian residents, capital gains from selling US stocks are taxed in India. Long-term gains (holding period exceeding 24 months) are taxed at 12.5% post financial budget 2024 without indexation benefit, while short-term gains are taxed at the standard income slab rate. Separately, dividend income incurs a 25% tax withholding in the US, which you can subsequently claim as a credit against your tax liability in India.
Yes, your investment is subject to USD/INR currency risk. A stronger US Dollar against the Rupee will increase your returns upon conversion, while a weaker Dollar will decrease them. This risk is in addition to the stock's market performance.
Investing in US stocks from India through Appreciate Wealth involves a transaction fee of 0.05% or ₹5 (whichever is higher) and a platform fee of ₹1 per unit. While there are no withdrawal, subscription, or remittance fees, regulatory fees of $0.01 each from the SEC and TAF apply only to sell orders.
Dividends are paid in US dollars and are credited to your US brokerage account after a 25% withholding tax is deducted at the source. You can then choose to reinvest these funds or withdraw them to your Indian bank account. (You can also claim the withholding tax as a credit against your annual tax liability in India.)
Yes, you can invest through Indian mutual funds or ETFs that track US indices. This method does not require direct LRS compliance from the investor and has different tax rules.However, it comes with notable downsides, such as higher expense ratios, which can significantly erode your investment returns over time. Moreover, you lose the flexibility to pick individual stocks, and your investment is subject to the fund's specific portfolio and potential tracking errors against its benchmark index.
You will need standard KYC documents such as your PAN card, proof of address (like Aadhaar), and proof of your bank account along with a 1 year bank statement for remittance, to open an overseas trading account with Appreciate.
You can manage your portfolio using the mobile application provided by Appreciate. These tools offer tracking of your holdings, transaction history, and downloadable statements for accounting purposes.
Learn as you earn
Use the Appreciate blog to learn about the basics of investing, analysis of specific US stocks, concepts and strategies related to stock markets. These free resources will help you make informed decisions in the stock market, which will be useful for your global portfolio.
Don't take our word for it
I'm a new investor, so I was a little wary about entering the US stock market at first. But the Appreciate app made it so easy to get started. The investing primers and podcasts were really helpful, and I was able to get started without any prior experience thanks to the app's AI recommendations. I've already made some great returns on my investments, and strongly believe that anyone who's interested in investing should try Appreciate out.
UX Engineer
I've been investing in the Indian markets for more than a decade now, and only recently decided to start investing in US stocks as well. To do so, I needed a platform that I could trust to help me grow my wealth over time - safely and without any hassles. After trying out many solutions, I concluded that the Appreciate app would be the best fit for me, and I was absolutely right: the fees are low, the platform is secure, and the customer support team is highly responsive. Thanks to Appreciate, I'm confident that my US portfolio will perform just as well, if not better, than my domestic one!
CA
US stocks represent ownership shares in companies that are based in the United States and are listed on US stock exchanges, such as the New York Stock Exchange (NYSE) or the Nasdaq. When you purchase a share of a US stock, you are buying a small portion of the company, making you a partial owner. Investing in US stocks allows Indian investors to participate in the growth of some of the largest and most influential companies in the world, including technology giants, financial institutions, and other industry leaders.
US stocks represent ownership shares in companies that are based in the United States and are listed on US stock exchanges, such as the New York Stock Exchange (NYSE) or the Nasdaq. When you purchase a share of a US stock, you are buying a small portion of the company, making you a partial owner. Investing in US stocks allows Indian investors to participate in the growth of some of the largest and most influential companies in the world, including technology giants, financial institutions, and other industry leaders.
US stocks are classified on various criteria, like market capitalization, sector, growth characteristics, geographical exposure, and investment style. Below are the classifications on the basis of Market Capitalization (i.e. the total value of a company's outstanding shares of stock):
The two major US stock exchanges are the New York Stock Exchange (NYSE) and the Nasdaq. Investors looking to buy US stocks from India often have questions. You’ll find answers to the most commonly asked ones below.
Currency fluctuations between the Indian Rupee (INR) and the US Dollar (USD) can impact your returns. If the INR depreciates against the USD - as has typically happened over the years - your returns in INR increase. This is an added advantage of investing in US stocks from India.
Indian investors can directly invest in US stocks by opening a brokerage account with access to US markets. They can also choose the indirect investing option through mutual funds or ETFs that track US indices. The Appreciate Trading App makes it easy to do both. Download the app now.
You have to pay tax on your investment profits, which are taxable in India, not in the US. If you hold shares for more than 24 months or ETFs for more than 36 months, the gains will be taxed as long-term capital gains at a rate of 20%. However, if you hold shares for less than 24 months or ETFs for less than 36 months, the gains will be treated as short-term capital gains and taxed according to your income tax slab. Also read: Tax implications for Indians investing in US stocks
Yes, investing in US stocks can be a good idea due to their potential for long-term growth, market diversity, and access to leading global companies. It can also help you diversify your portfolio and improve your overall returns.
Yes, you can invest in fractional shares of US stock through the Appreciate trading app.
Indian investors face currency risk due to fluctuations in the rupee-dollar exchange rate, which can impact their returns. Additionally, there are geopolitical risks, market volatility, and regulatory changes in both countries that can affect investments.
Most brokerage platforms offer tools to track your portfolio's performance in real-time. You can also use financial news websites, stock market apps, or dedicated portfolio trackers to monitor your US stock investments.
Yes, the Reserve Bank of India (RBI) allows Indian residents to invest up to USD 250,000 per financial year under the Liberalised Remittance Scheme (LRS).
Appreciate Wealth is the most cost effective and convenient platform for Indian investors looking to buy US stocks. When you choose Appreciate, you get the lowest transaction fees, AI-driven stock recommendations for higher returns, and robust security measures to protect your investments. We also support seamless, one-click transfers and provide extensive educational resources through our blog to enhance your investing knowledge. Moreover, through automated SIPs and fractional investing, we make investing accessible for everyone.
Historically, the US stock market has shown strong long-term growth. If this trend continues, the future performance of the US stock market is also likely to be robust.
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Invest as little as Re.1 in US Stocks
