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Invest your way

Simplify investing with our products

  • 01 Goals

    Achieve your long and short term goals with automated SIPs, powered by AI

    • Achieve your Goals with automated SIPs
    • Plan and track your financial goals
    • Invest in diversified low-cost ETFs with our proprietary AI recommendations engine
  • 02 Fraction

    Invest in the world's biggest companies for
    as low as ₹1!

    • Buy the world's largest companies like Tesla, Google and Amazon, within any budget
    • Get cashbacks and rewards to transact for free
    • Invest as low as ₹1
  • 03 Pro

    Trade like a pro with intuitive features, advanced analytics and actionable insights

    • Trade in a wide range of global stocks and ETFs
    • Get all the Pro features you need, at your fingertips
    • Access advanced analytics, charts, and research
  • 04 Change Savings

    Auto-invest the spare change from your
    daily spends

    • Auto-invest the spare change from your daily spends
    • Grow your savings without stressing your wallet
    • Easy-setup via UPI with our partner bank account
Resize
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Pro
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Benefit from world-class features

Always smart and state-of-the-art

Low cost investments

Low cost
investments

Automated SIPs

Automated
SIPs

Easy Remittance

Easy, one-click
remittance

Appreciate Premier

Appreciate Premier
Experience

Artificial Intelligence

Artificial Intelligence
(AI) recommendation

Insights & Reports

Free access to insights
and reports

Soon you can

Create FD/RD

buy Insurance

get Personal Loans

get New to Credit loans

invest in Exotic assets

invest in Indian equities

invest in Mutual funds

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Get greater gains

Global investing, higher returns

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Higher returns through investing in the world's most valuable companies, guided by Appreciate’s AI

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Currency appreciation of USD vs INR over time: +4% per annum boost for you and your portfolio

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Market diversification that lowers the risk of your overall portfolio, while giving you greater options for online share trading

Global investing, higher returns
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Get extra value

More bang for your buck

  • US Stocks
  • Goals
  • Min Investment
  • Transaction Fee
  • Withdrawal Fee
  • Subscription Fee
  • Remittance Fee
  • Platform Fee
  • If you do a trade of ₹1,000, you will pay...
  • Why Appreciate
  • ₹ 1
  • 0.05% or ₹5 whichever is higher
  • ₹ 0
  • ₹ 0
  • ₹ 0
  • ₹1/unit or ticker
  • ₹1,006
  • other apps
  • ₹ 1
  • 0.20%
  • up to ₹750
  • up to ₹6,000
  • up to ₹1,500
  • up to 0.75%
  • up to ₹1,510

*SEC Fee of $0.01 and TAF Fee of $0.01 are regulatory fees applicable on sell orders only

  • Min Investment
  • AUM Fee
  • Transaction Fee
  • Withdrawal Fee
  • Subscription Fee
  • Remittance Fee
  • Platform Fee
  • If you do an SIP of ₹1,000, you will pay...
  • Why Appreciate
  • ₹ 1
  • 0.75%
  • 0.05% or ₹5 whichever is higher
  • ₹ 0
  • ₹ 0
  • ₹ 0
  • ₹1/unit or ticker
  • ₹1,013
  • other apps
  • ₹ 1
  • up to 2.25%
  • 0.20%
  • up to ₹750
  • up to ₹6,000
  • up to 1,500
  • up to 0.75%
  • up to ₹1,532

*SEC Fee of $0.01 and TAF Fee of $0.01 are regulatory fees applicable on sell orders only

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Get the gold standard of trust

Your money's safety is our top priority

Safe, Secure, Trustworthy - for everytime
AI-enabled fraud alerts
  • 24/7 monitoring of all activity
  • Transaction flow tracking from the first step to the last
  • AI-enabled auto-flagging of suspicious activity
Direct integration with Yes Bank
  • A trusted name with top-notch security standards
  • Fully compliant with FEMA, SEBI, and RBI Regulations
State-of-the-art security features
  • Gold standard KYC to authenticate your account
  • Industry leading AES 256 encryption
  • Stringent security measures
US-govt-backed portfolio insurance
  • Safeguard your portfolio, held in the US by Appreciate's clearing partner DriveWealth, in case of bankruptcy or other systemic failures
  • Portfolio insurance worth $5,00,000 included
  • Backed by the US-govt agency Securities Investor Protection Corporation

(Note: Insurance not available to protect against trading losses.)

We work with registered advisors in India & US
  • We work with reputed brokers and investment advisors based out of India and the US so you can invest in a safe, secure and compliant manner.
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Don't take our word for it

Hear it from the Appreciators

"Not getting constant spam and pushes like other apps, making it perfect for hobby investors like me. Maza aa gaya. Thumbs up for the easy remittance."

Divyanshu Jena
5 Stars

Divyanshu Jena

"The Appreciate app is pretty amazing. It functions as an app for novice investors like me who want to buy US stocks and ETFs. So really practical, I urge you to check it out—highly recommended."

Harshit Kapil
5 Stars

Harshit Kapil

"Appreciate app has made international investing accessible. I can now diversify my portfolio easily. Loving it."

Niyati Vishwakarma
5 Stars

Niyati Vishwakarma

"Appreciate's promise of higher returns with global markets intrigued me. The app's navigation is user-friendly, making investing a breeze."

Aparna Kumari
4 Stars

Aparna Kumari

"The app is seriously fantastic. It's for new investors like me for investing in US stocks and ETFs. So darn convenient, trust me, you gotta check it out, highly recommended."

Shubham Kathuria
5 Stars

Shubham Kathuria

"Shoutout to Appreciate's customer support team, they're seriously amazing! They're always quick to respond, super helpful, and care about sorting out any problems you might have."

Shruti Agarwal
5 Stars

Shruti Agarwal

"Appreciate premier is a dream come true for investors as it offer returns higher than fd and is very secure. The world-class investing experience is now at my fingertips."

Ansh Agrawal
5 Stars

Ansh Agrawal

"Kudos to the team behind this app! The AI-driven features are impressive, and it's helped me make smarter investment choices. I'm excited to see the app evolve even further.✨"

Kunj Bhatt
5 Stars

Kunj Bhatt

"Investing in US was never this easy. I have been investing in the indian and US markets for almost 20 years and i know how difficult it is to transfer money online to the US."

Bhabna Sarma
5 Stars

Bhabna Sarma

"This app is incredibly user-friendly although very non indian feel. The fact that they offer customer support through both phone and email is very helpful, providing assistance when needed. "

Anshika Tiwari
5 Stars

Anshika Tiwari

"The app transcends borders like they say. The platform's trading features for US stocks are unmatched, offering a rich suite of tools for comprehensive analysis. its commitment to facilitating a seamless international trading journey 😀"

Prachi
5 Stars

Prachi

"Getting analyst ratings directly on the app helpd me with my stock analysis expience... Among all finance apps, this one stand for sure. The profsional tools for analysis and decision making are unmatch."

Sanjana Singh
5 Stars

Sanjana Singh

"Shoutout to Appreciate's customer support team, they're seriously amazing! They're always quick to respond, super helpful, and care about sorting out any problems you might have. 🚩"

Varinder
5 Stars

Varinder

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Learn as you earn

Improve your investing game, constantly

Get free high-quality educational resources worth ₹5,000!
Get free high-quality educational resources worth ₹5,000!
Podcast

Podcasts

Things to know before you invest in Tesla!
read more
Basics of Investing

Basics of Investing

What is the SEC, and How Does it Protect Your Investment?
read more
Rearview

Rearview

The gift that was Samvat 2080
read more

Who we work with

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Enormous | Logo
Yes Bank | Logo
Refinitiv | Logo
Samhita | Logo
Pacewisdom | Logo
Tech Mahindra | Logo
Yes Securities | Logo
Templum | Logo
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Catch the latest

The talk in town

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Bringing US equities to users, Appreciate is shortly launching its AI-enabled, seamless, hassle-free App which will serve as comprehensive destination for ones international portfolio goals

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Discipline is to financial success what salt is to food. It’s invisible but essential; it has the power to change the entire course of your life.

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Wealth managers can meet evolving expectations of their clients and capture the growing market of active investors with hyper-personalisation, updated information on taxation and governance, and add newer asset classes.

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Just like you need to know the rest of the alphabet to be able to make sentences, you need to inculcate certain habits to help you get to the foothills of financial success, and prepare you for the climb that lies ahead.

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Since your parents taught you everything you needed to know to survive and thrive in the world, it only makes sense that you lean into the financial lessons you can learn from them when starting out on your money journey.

  • Appreciate in Mint News
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  • Appreciate in CNBC News
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Set up in three simple steps

  • 1
    Mobile

    Install and sign up on the
    Appreciate mobile app

  • 2
    Onboarding

    Complete your all-in-one
    KYC process

  • 3
    Invest

    Invest beyond
    boundaries

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