Best Liquid Mutual Funds

  • No. of Funds
    35
  • Average Return
    5.18% p.a.
Large Cap Fund
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Discover Mutual Funds

What are Liquid Mutual Funds?

Liquid mutual funds invest in short-term debt instruments like treasury bills and commercial paper. They aim to provide safety and liquidity, making them ideal for short-term investments. Liquid funds usually allow fast access to money, often within a day. They’re often used as an alternative to savings accounts, offering slightly better returns with minimal risk. These funds are well-suited for parking excess cash temporarily.

Key Benefits of Liquid Mutual Funds:

  • Offers quick access to funds, with high liquidity.
  • Safe investment with low exposure to interest rate changes.
  • Better returns than a regular savings account.
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Market winners

Top Liquid Mutual Funds

Fund Name 1 Yr. Return 3 Yr. Return 5 Yr. Return Fund Size Expense Ratio
quant-liquid-plan-direct-g
Quant Liquid Plan - Direct (G) 6.12% 6.76% 6.3% ₹1,380 Cr 0.31%
mahindra-manulife-liquid-fund-direct-g
Mahindra Manulife Liquid Fund - Direct (G) 6.54% 6.98% 6.41% ₹1,392 Cr 0.15%
edelweiss-liquid-fund-direct-g
Edelweiss Liquid Fund - Direct (G) 6.56% 7.01% 6.4% ₹13,272 Cr 0.1%
aditya-birla-sl-liquid-fund-direct-g
Aditya Birla SL Liquid Fund - Direct (G) 6.59% 7.01% 6.42% ₹70,380 Cr 0.21%
union-liquid-fund-direct-g
Union Liquid Fund - Direct (G) 6.52% 6.97% 6.39% ₹7,148 Cr 0.07%
pgim-india-liquid-fund-direct-g
PGIM India Liquid Fund - Dir (G) 6.53% 6.98% 6.39% ₹1,031 Cr 0.11%
axis-liquid-fund-direct-g
AXIS Liquid Fund - Direct (G) 6.6% 7.01% 6.41% ₹61,621 Cr 0.13%
bank-of-india-liquid-fund-direct-g
Bank of India Liquid Fund - Direct (G) 6.53% 6.97% 6.4% ₹2,360 Cr 0.09%
mirae-asset-liquid-fund-direct-g
Mirae Asset Liquid Fund - Direct (G) 6.45% 6.94% 6.36% ₹20,702 Cr 0.09%
sundaram-liquid-fund-direct-g
Sundaram Liquid Fund - Direct (G) 6.59% 7% 6.4% ₹9,094 Cr 0.14%
quant-liquid-plan-direct-g
  • Return 6.12%
  • Fund Size ₹1,380 Cr
  • Expense Ratio 0.31%
mahindra-manulife-liquid-fund-direct-g
  • Return 6.54%
  • Fund Size ₹1,392 Cr
  • Expense Ratio 0.15%
edelweiss-liquid-fund-direct-g
  • Return 6.56%
  • Fund Size ₹13,272 Cr
  • Expense Ratio 0.1%
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Calculate Your Returns from Top Liquid Mutual Funds

Find out how much your investment would have grown to

of
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in
Total investment ₹ 3.2 Crs
Profit ₹ 1.22 Crs

Current value ₹ 4.43 Crs
This fund has generated an XIRR of 22.14% over the past 3 years
Large Cap Fund
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Understanding Liquid Mutual Funds

How {{fund_type}} work?

Liquid funds invest in short-term debt securities and aim to provide high liquidity with low risk. They allow quick access to cash.

Why should you invest in {{fund_type}}?

Liquid mutual funds are a great choice for investors who need quick access to their money and a safe place to park it temporarily. These funds invest in short-term debt instruments, providing a stable return with very low risk. They are especially useful for managing cash flow, as they allow you to withdraw funds with minimal delay. Liquid funds offer better returns than a regular savings account, making them suitable for emergency funds or other short-term needs. For those seeking safety and liquidity, liquid funds provide both with minimal volatility.

Who should invest in {{fund_type}}?

Suitable for investors who need liquidity and a safe place to park funds temporarily.

What are the taxes on {{fund_type}}?

Short term capital gains on {{fund_type}} mutual funds are According to the investor's tax slab, while long term capital gains are 20% with indexation benefits.

How to invest in {{fund_type}}?

  1. Open Appreciate account.
  2. Choose the fund you want to invest in.
  3. Make the payment and track your investment.

Frequently Asked Questions about Liquid Mutual Funds

  1. Are {{fund_type}} risky?

    Liquid funds are low-risk as they invest in short-term debt instruments, offering stability and quick access to funds.

  2. Should I invest in {{fund_type}} ?

    Yes, if you need a safe place to park surplus cash temporarily with easy access.

  3. How long should I stay invested in {{fund_type}} ?

    Liquid funds are best for short-term investments, often days to a few months.

  4. Can I withdraw my investment from {{fund_type}} anytime?

    Yes, liquid funds allow quick redemption, typically within a day.

  5. What are the expenses involved in {{fund_type}} ?

    Liquid funds have low expense ratios, often around 0.1% to 0.5%.

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