Best Liquid Mutual Funds

  • No. of Funds
    33
  • Average Return
    5.31% p.a.
Large Cap Fund
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Discover Mutual Funds

What are Liquid Mutual Funds?

Liquid mutual funds invest in short-term debt instruments like treasury bills and commercial paper. They aim to provide safety and liquidity, making them ideal for short-term investments. Liquid funds usually allow fast access to money, often within a day. They’re often used as an alternative to savings accounts, offering slightly better returns with minimal risk. These funds are well-suited for parking excess cash temporarily.

Key Benefits of Liquid Mutual Funds:

  • Offers quick access to funds, with high liquidity.
  • Safe investment with low exposure to interest rate changes.
  • Better returns than a regular savings account.
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Market winners

Top Liquid Mutual Funds

Fund Name 1 Yr. Return 3 Yr. Return 5 Yr. Return Fund Size Expense Ratio
quant-liquid-plan-direct-g
Quant Liquid Plan - Direct (G) 7.32% 6.86% 5.88% ₹1610 Cr 0.25%
mahindra-manulife-liquid-fund-direct-g
Mahindra Manulife Liquid Fund - Direct (G) 7.38% 7% 5.59% ₹1314 Cr 0.15%
edelweiss-liquid-fund-direct-g
Edelweiss Liquid Fund - Direct (G) 7.4% 7% 5.58% ₹7350 Cr 0.09%
aditya-birla-sl-liquid-fund-direct-g
Aditya Birla SL Liquid Fund - Direct (G) 7.41% 7.02% 5.59% ₹53912 Cr 0.21%
union-liquid-fund-direct-g
Union Liquid Fund - Direct (G) 7.38% 6.98% 5.56% ₹4684 Cr 0.08%
pgim-india-liquid-fund-direct-g
PGIM India Liquid Fund - Dir (G) 7.4% 6.99% 5.58% ₹449 Cr 0.12%
axis-liquid-fund-direct-g
AXIS Liquid Fund - Direct (G) 7.41% 6.99% 5.56% ₹39069 Cr 0.09%
bank-of-india-liquid-fund-direct-g
Bank of India Liquid Fund - Direct (G) 7.37% 6.98% 5.54% ₹1882 Cr 0.1%
mirae-asset-liquid-fund-direct-g
Mirae Asset Liquid Fund - Direct (G) 7.37% 6.96% 5.56% ₹12485 Cr 0.09%
sundaram-liquid-fund-direct-g
Sundaram Liquid Fund - Direct (G) 7.41% 6.98% 5.51% ₹5708 Cr 0.13%
quant-liquid-plan-direct-g
  • Return 7.32%
  • Fund Size ₹1610Cr
  • Expense Ratio 0.25%
mahindra-manulife-liquid-fund-direct-g
  • Return 7.38%
  • Fund Size ₹1314Cr
  • Expense Ratio 0.15%
edelweiss-liquid-fund-direct-g
  • Return 7.4%
  • Fund Size ₹7350Cr
  • Expense Ratio 0.09%
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Calculate Your Returns from Top Liquid Mutual Funds

Find out how much your investment would have grown to

of
for
in
Total investment 3.2 Crs
Profit 1.22 Crs

Current value 4.43 Crs
This fund has generated an XIRR of 22.14% over the past 3 years
Large Cap Fund
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Understanding Liquid Mutual Funds

How {{fund_type}} work?

Liquid funds invest in short-term debt securities and aim to provide high liquidity with low risk. They allow quick access to cash.

Why should you invest in {{fund_type}}?

Liquid mutual funds are a great choice for investors who need quick access to their money and a safe place to park it temporarily. These funds invest in short-term debt instruments, providing a stable return with very low risk. They are especially useful for managing cash flow, as they allow you to withdraw funds with minimal delay. Liquid funds offer better returns than a regular savings account, making them suitable for emergency funds or other short-term needs. For those seeking safety and liquidity, liquid funds provide both with minimal volatility.

Who should invest in {{fund_type}}?

Suitable for investors who need liquidity and a safe place to park funds temporarily.

What are the taxes on {{fund_type}}?

Short term capital gains on {{fund_type}} mutual funds are According to the investor's tax slab, while long term capital gains are 20% with indexation benefits.

How to invest in {{fund_type}}?

  1. Open Appreciate account.
  2. Choose the fund you want to invest in.
  3. Make the payment and track your investment.

Frequently Asked Questions about Liquid Mutual Funds

  1. Are {{fund_type}} risky?

    Liquid funds are low-risk as they invest in short-term debt instruments, offering stability and quick access to funds.

  2. Should I invest in {{fund_type}} ?

    Yes, if you need a safe place to park surplus cash temporarily with easy access.

  3. How long should I stay invested in {{fund_type}} ?

    Liquid funds are best for short-term investments, often days to a few months.

  4. Can I withdraw my investment from {{fund_type}} anytime?

    Yes, liquid funds allow quick redemption, typically within a day.

  5. What are the expenses involved in {{fund_type}} ?

    Liquid funds have low expense ratios, often around 0.1% to 0.5%.

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