Best Low Risk-Return Funds

  • No. of Funds
    21
  • Average Return
    10.15% p.a.
Large Cap Fund
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What are Low Risk-Return Funds?

Low risk-return funds invest mainly in government bonds, treasury bills, and high-rated corporate bonds. These funds focus on preserving capital and providing steady, but lower, returns. They are ideal for conservative investors who want stable income with minimal risk. These funds typically have less exposure to market fluctuations and are a safer choice compared to equity funds. They suit short-term goals and investors who prefer a cautious approach.

Key Benefits of Low Risk-Return Funds:

  • Provides stable income with low market risk.
  • Ideal for capital preservation.
  • Suitable for conservative investors with a short investment horizon.
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Market winners

Top Low Risk-Return Funds

Fund Name 1 Yr. Return 3 Yr. Return 5 Yr. Return Fund Size Expense Ratio
quant-multi-asset-fund-direct-g
Quant Multi Asset Fund - Direct (G) 8.75% 24.2% 33.82% ₹3282 Cr 0.61%
icici-pru-multi-asset-fund-direct-g
ICICI Pru Multi-Asset Fund - Direct (G) 14.11% 21.69% 26.74% ₹57485 Cr 0.69%
icici-pru-equity-debt-fund-direct-g
ICICI Pru Equity & Debt Fund - Direct (G) 12.88% 21.94% 27.81% ₹42340 Cr 1%
edelweiss-aggressive-hybrid-fund-direct-g
Edelweiss Aggressive Hybrid Fund - Direct (G) 14.85% 21.88% 24.37% ₹2612 Cr 0.44%
baroda-bnp-paribas-aggressive-hybrid-fund-direct-g
Baroda BNP Paribas Aggressive Hybrid Fund-Dir (G) 10.43% 18.94% 20.72% ₹1180 Cr 0.58%
sbi-multi-asset-allocation-fund-direct-g
SBI Multi Asset Allocation Fund - Direct (G) 11.6% 17.79% 16.43% ₹7976 Cr 0.55%
mirae-asset-aggressive-hybrid-fund-direct-g
Mirae Asset Aggressive Hybrid Fund - Direct (G) 13.44% 17.19% 20.21% ₹8854 Cr 0.51%
canara-robeco-equity-hybrid-fund-direct-g
Canara Robeco Equity Hybrid Fund - Direct (G) 13.16% 17.34% 19.44% ₹10655 Cr 0.6%
icici-pru-balanced-advantage-fund-direct-g
ICICI Pru Balanced Advantage Fund - Dir (G) 11.93% 15.12% 17.8% ₹62528 Cr 0.92%
nippon-india-balanced-advantage-fund-direct-g
Nippon India Balanced Advantage Fund - Direct (G) 10.95% 15.6% 17.47% ₹9049 Cr 0.59%
quant-multi-asset-fund-direct-g
  • Return 8.75%
  • Fund Size ₹3282Cr
  • Expense Ratio 0.61%
icici-pru-multi-asset-fund-direct-g
  • Return 14.11%
  • Fund Size ₹57485Cr
  • Expense Ratio 0.69%
icici-pru-equity-debt-fund-direct-g
  • Return 12.88%
  • Fund Size ₹42340Cr
  • Expense Ratio 1%
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Calculate Your Returns from Top Low Risk-Return Funds

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of
for
in
Total investment 3.2 Crs
Profit 1.22 Crs

Current value 4.43 Crs
This fund has generated an XIRR of 22.14% over the past 3 years
Large Cap Fund
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Understanding Low Risk-Return Funds

How {{fund_type}} work?

Low risk-return funds invest in safe securities like government bonds and high-rated debt. They aim to preserve capital and provide steady income.

Why should you invest in {{fund_type}}?

Low risk-return funds are ideal for conservative investors who prioritize capital preservation over high returns. These funds invest in safe securities, like government bonds and high-quality debt instruments, offering steady income with minimal risk. They provide a reliable way to grow wealth slowly while maintaining a cushion against market volatility. These funds suit investors who may need access to their money in the short to medium term, as they typically face less impact from market changes. If your goal is to earn a stable income without taking on much risk, these funds offer peace of mind.

Who should invest in {{fund_type}}?

Ideal for risk-averse investors who prioritize capital preservation over high returns.

What are the taxes on {{fund_type}}?

Short term capital gains on {{fund_type}} mutual funds are According to the investor's tax slab, while long term capital gains are 20% with indexation benefits.

How to invest in {{fund_type}}?

  1. Open Appreciate account.
  2. Choose the fund you want to invest in.
  3. Make the payment and track your investment.

Frequently Asked Questions about Low Risk-Return Funds

  1. Are {{fund_type}} risky?

    These funds are low-risk as they invest in safe assets like government bonds and high-rated debt.

  2. Should I invest in {{fund_type}}?

    Yes, if you prioritize capital preservation and want steady, modest returns.

  3. How long should I stay invested in {{fund_type}}?

    These funds are suitable for short to medium-term goals, generally one to three years.

  4. Can I withdraw my investment from {{fund_type}} anytime?

    Yes, you can withdraw anytime, though holding for the investment term is recommended.

  5. What are the expenses involved in {{fund_type}}?

    Expenses are low, usually between 0.5% and 1%, due to the focus on low-risk assets.

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