Discover Mutual Funds
Debt mutual funds invest in fixed-income securities like government bonds, corporate bonds, and other debt instruments. These funds aim to provide regular income with lower risk compared to equity funds. Debt funds are less volatile and are a good option for conservative investors looking for steady returns. They offer various types, including short-term, long-term, and dynamic debt funds, to match different investment goals. These funds are ideal for those looking to preserve capital while earning moderate returns.
Market winners
| Fund Name | 1 Yr. Return | 3 Yr. Return | 5 Yr. Return | Fund Size | Expense Ratio | ||
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Aditya Birla SL Medium Term Plan - Direct (G) | 15.38% | 15.54% | 14.42% | ₹2338 Cr | 0.86% | |
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UTI-CRISIL SDL Maturity April 2033 Index Fund-Dir (G) | 11.84% | 0% | 0% | ₹368 Cr | 0.16% | |
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Bank of India Short Term Income - Direct (G) | 10.94% | 10.23% | 10.79% | ₹126 Cr | 0.45% | |
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Kotak Nifty SDL Jul 2033 Index Fund-Dir (G) | 11.82% | 0% | 0% | ₹213 Cr | 0.22% | |
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Edelweiss CRISIL IBX 50:50 Gilt Plus SDL Apr 2037 Index Fund-Dir (G) | 12.96% | 0% | 0% | ₹1065 Cr | 0.2% | |
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Bandhan CRISIL IBX 90:10 SDL Plus Gilt-Nov 2026 Index Fund-Dir (G) | 8.82% | 0% | 0% | ₹113 Cr | 0.08% | |
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Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund-Dir (G) | 11.77% | 9.27% | 0% | ₹3006 Cr | 0.2% | |
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DSP CRISIL SDL Plus G-Sec Apr 2033 50:50 Index Fund-Dir (G) | 12.03% | 0% | 0% | ₹400 Cr | 0.16% | |
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LIC MF Medium to Long Duration Fund-Dir (G) | 11.94% | 9.11% | 6.39% | ₹198 Cr | 0.21% | |
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Kotak Income Plus Arbitrage FOF - Direct (G) | 10.3% | 0% | 0% | ₹1259 Cr | 0.1% |
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Understanding Debt Mutual Funds
Debt funds invest in fixed-income securities like bonds and treasury bills, aiming for regular income and lower risk.
Debt mutual funds offer a safer investment option by focusing on fixed-income securities like government bonds, corporate bonds, and money market instruments. These funds aim to provide a steady income with lower risk than equity funds, making them suitable for conservative investors. Debt funds come in various types, such as short-term, long-term, and dynamic, allowing you to choose based on your time horizon and risk profile. They are a good choice for those looking to preserve capital while earning modest returns. Debt funds are also tax-efficient, especially if held for the long term, as they benefit from indexation.
Ideal for conservative investors who want a safe, income-generating investment.
Short term capital gains on {{fund_type}} mutual funds are According to the investor's tax slab, while long term capital gains are 20% with indexation benefits.
Debt funds are low-risk, as they invest in fixed-income securities like bonds, which offer more stability than equities.
Yes, if you’re looking for a safer investment with steady income and lower risk.
These funds are suitable for short to medium-term goals, typically one to three years.
Yes, debt funds are generally liquid, though early withdrawal may affect returns depending on market conditions.
Debt funds have moderate expense ratios, usually between 0.5% and 1%, depending on the type of debt securities involved.
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