Best Debt Mutual Funds

  • No. of Funds
    10
  • Average Return
    2.27% p.a.
Large Cap Fund
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Discover Mutual Funds

What are Debt Mutual Funds?

Large-cap mutual funds are investment funds that primarily invest in the stocks of large, established companies with a market capitalization typically above ₹20,000 Crores. These companies are often industry leaders and are considered more stable and less volatile than smaller firms, making large-cap mutual funds a relatively safer investment option for conservative investors.

Key Benefits of Debt Mutual Funds:

  • Offer stability with lower risk due to investments in well-established companies
  • Provide consistent, long-term returns
  • Potential for regular dividend income from large-cap companies
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Market winners

Top Debt Mutual Funds

aditya-birla-sl-medium-term-plan-direct-g
  • Return 13.85%
  • Fund Size ₹2177Cr
  • Expense Ratio 0.86%
uti-crisil-adl-maturity-april-2033-index-fund-dir-g
  • Return 10.18%
  • Fund Size ₹344Cr
  • Expense Ratio 0.15%
bank-of-india-short-term-income-direct-g
  • Return 9.93%
  • Fund Size ₹115Cr
  • Expense Ratio 0.45%
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Calculate Your Returns from Top Debt Mutual Funds

Find out how much your investment would have grown to

of
for
in
Total investment 3.2 Crs
Profit 1.22 Crs

Current value 4.43 Crs
This fund has generated an XIRR of 22.14% over the past 3 years
Large Cap Fund
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Understanding Debt Mutual Funds

How {{fund_type}} work?

Debt funds invest in fixed-income securities like bonds and treasury bills, aiming for regular income and lower risk.

Why should you invest in {{fund_type}}?

Debt mutual funds offer a safer investment option by focusing on fixed-income securities like government bonds, corporate bonds, and money market instruments. These funds aim to provide a steady income with lower risk than equity funds, making them suitable for conservative investors. Debt funds come in various types, such as short-term, long-term, and dynamic, allowing you to choose based on your time horizon and risk profile. They are a good choice for those looking to preserve capital while earning modest returns. Debt funds are also tax-efficient, especially if held for the long term, as they benefit from indexation.

Who should invest in {{fund_type}}?

Ideal for conservative investors who want a safe, income-generating investment.

What are the taxes on {{fund_type}}?

Short term capital gains on {{fund_type}} mutual funds are According to the investor's tax slab, while long term capital gains are 20% with indexation benefits.

How to invest in {{fund_type}}?

  1. Open Appreciate account.
  2. Choose the fund you want to invest in.
  3. Make the payment and track your investment.

Frequently Asked Questions about Debt Mutual Funds

  1. Are {{fund_type}} risky?

    Debt funds are low-risk, as they invest in fixed-income securities like bonds, which offer more stability than equities.

  2. Should I invest in {{fund_type}}?

    Yes, if you’re looking for a safer investment with steady income and lower risk.

  3. How long should I stay invested in {{fund_type}}?

    These funds are suitable for short to medium-term goals, typically one to three years.

  4. Can I withdraw my investment from {{fund_type}} anytime?

    Yes, debt funds are generally liquid, though early withdrawal may affect returns depending on market conditions.

  5. What are the expenses involved in {{fund_type}}?

    Debt funds have moderate expense ratios, usually between 0.5% and 1%, depending on the type of debt securities involved.

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