icici-pru-regular-savings-fund-direct-g

ICICI Pru Regular Savings Fund - Direct (G)

  1. Equity
  2. Low Risk-Return Funds
  • NAV as on Jul 02, 2025 ₹83.36
  • Total Returns 10.87% p.a.

Historical NAV, Returns and Performance

  • High
  • Low
  • CAGR
icici-pru-regular-savings-fund-direct-g

Overview of ICICI Pru Regular Savings Fund - Direct (G)

  • Fund House
    ICICI Pru Regular Savings Fund
  • Fund Size
    ₹3,198 Cr
  • Expense Ratio
    0.97%
  • Benchmark
    NIFTY 50 Hybrid Composite Debt 15:85 Index
  • Risk Level
    Moderately High
  • Inception Date
    Jan 01, 2013
  • Lock-in period
    0
  • Exit Load
    NIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out upto 30% of the units (the limit) purchased or switched within 1 year from the date of allotment. 1% of the applicable NAV - If units purchased or switched in from another scheme of the Fund are redeemed or switched out in excess of the limit within 1 year from the date of allotment. NIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 1 year from the date of allotment.
  • Minimum SIP Investment
    ₹100
  • Minimum Lump sum Investment
    ₹5000
  • Short Term Capital Gains
    20% (if redeemed within 1 year)
  • Long Term Capital Gains
    12.5% on profit of ₹1,25,000 if redeemed after 1 year

ICICI Pru Regular Savings Fund - Direct (G) Returns Calculator

Investment type

Years
Total Invested Amount
₹ 12,00,000
Profit
₹ 12,00,000
Total Projected Returns
₹ 12,00,000
Annualised Returns
p.a.
Years
Total Invested Amount
Profit
₹1,00,000
Total Projected Returns
₹1,00,000
Annualised Returns
% p.a.

ICICI Pru Regular Savings Fund - Direct (G) Performance vs Category

Time Period

  • 1 month
  • 3 months
  • 6 months
  • 1 year
  • 3 years
  • 5 years

This Fund

  • 1.04%
  • 3.98%
  • 4.93%
  • 9.92%
  • 12.03%
  • 11.44%

Category Average

  • 0.5%
  • 3.6%
  • 4.31%
  • 7.72%
  • 10.51%
  • 10.35%

Fund Asset Allocation

Top holdings

Top Sectors

  • Debt
    73.91%
  • Banks
    3.89%
  • Pharmaceuticals & Biotech
    3.23%
  • Insurance
    2.51%
  • Cash & Others
    1.78%
  • Automobiles
    1.37%

More about ICICI Pru Regular Savings Fund - Direct (G)

ICICI Pru Regular Savings Fund - Direct (G) is a mutual fund under the Low Risk-Return Funds category, managed by ICICI Prudential Mutual Fund. It was launched on 22 Jun 1993, and has been active for over 32 years. As of 31 Mar 2025 the fund manages assets worth ₹3,198 Crores. The expense ratio is 0.97%.

This fund generated returns of 9.92% in the last 1 year. Since its inception, it has provided an average annual return of 10.87%.

The fund's investments are mainly concentrated in sectors like Debt, Banks, Pharmaceuticals & Biotech, Insurance and Cash & Others.

The top five holdings in this fund include prominent companies such as N A B A R D, GSEC, E X I M Bank, GSEC and ERIS Lifescience.

Fund Managers

  • Akhil Kakkar
  • Roshan Chutkey
  • Manish Banthia

Investment Objective

To generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the scheme also seeks to generate long term capital appreciation from the portion of equity investments under the scheme.

icici-pru-regular-savings-fund-direct-g

Frequently Asked Questions about ICICI Pru Regular Savings Fund - Direct (G)

  1. Are {{fund_type}} risky?

    These funds are low-risk as they invest in safe assets like government bonds and high-rated debt.

  2. Should I invest in {{fund_type}}?

    Yes, if you prioritize capital preservation and want steady, modest returns.

  3. How long should I stay invested in {{fund_type}}?

    These funds are suitable for short to medium-term goals, generally one to three years.

  4. Can I withdraw my investment from {{fund_type}} anytime?

    Yes, you can withdraw anytime, though holding for the investment term is recommended.

  5. What are the expenses involved in {{fund_type}}?

    Expenses are low, usually between 0.5% and 1%, due to the focus on low-risk assets.

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