How does Fraction Investing work?

Appreciate's Fractional share program allows you to purchase US securities, through Appreciate and our US based broker, in dollar amounts rather than whole share quantities. This means that you can buy less than one share and invest small amounts to get the benefit of investing in top, high return stocks such as Amazon, Apple, Google, Facebook, within your budget and savings ability.

Do I get dividends on Fraction shares?

You are eligible to receive dividend and will receive dividend on US traded fractional shares subject to rounding as outlined here. Rounding may affect your ability to be credited for cash dividends, stock dividends and stock splits, if the amount to be credited falls below a cent - we do not credit amounts due of less than 1 cent. For example, if you own 0.00000001 shares of US traded stock that pays a 1 cent dividend per-share, we will not credit your cash balance a fraction of 1 cent. (Please note: On our platform, we round all US traded fractional holdings to eight decimal places).

How soon can I start investing?

As soon as you sign up and complete KYC, you can access your Appreciate account and start investing. In accordance with government regulations, investing is only allowed once Know Your Customer (KYC) steps are complete, and we have verified your KYC documents.

Is it really legal to invest overseas?

Yes! In 2004, the Government of India started the Liberalized Remittance Scheme (LRS) to enable Indians to send money abroad for a number of reasons. Investing in overseas markets is one of the allowed reasons. All investments through Appreciate will fall under this LRS regime and are thus completely legal. You can invest upto US $250,000 per person per year.

I don’t know much about the stock market. Can I still use Appreciate?

Yes! We believe higher financial returns should be accessible to everyone and not just to those who know a lot about the stock market. In fact it is our mission to help customers who are not experts in finance to get returns that are in line with what experts get. Once you sign-up, you can answer a small set of questions that will help Appreciate's Artificial Intelligence (AI) based algorithms understand your preferences and goals and create a portfolio for you - without you needing to become an expert in the stock market!

Fractional Shares: Own US Stocks for ₹1 with Fractional Investing

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Buy Big with a Small Budget

US stocks can be expensive, but with Appreciate Fractions buy as much as your budget allows

Own The Highest Return stocks for As Little As Rs.99

Buy shares of companies like Amazon, Apple and Netflix which have yielded 400% returns over the last 5 years, for as little as Rs. 99

Invest with No Fees and Earn Rewards

We give you a cashback of your fees every time you recommend the fraction you buy to someone else, and they buy a fraction based on your recommendation.

Buy Big with a Small Budget

US stocks can be expensive, but with Appreciate Fractions buy as much as your budget allows

Own The Highest Return stocks for As Little As Re 1

Buy shares of companies like Amazon, Apple and Netflix which have yielded 400% returns over the last 5 years, for as little as Re 1

Invest with No Fees and Earn Rewards

We give you a cashback of your fees every time you recommend the fraction you buy to someone else, and they buy a fraction based on your recommendation.

Buy Big with a Small Budget

US stocks can be expensive, but with Appreciate Fractions buy as much as your budget allows

Own The Highest Return stocks for As Little As Re 1

Buy shares of companies like Amazon, Apple and Netflix which have yielded 400% returns over the last 5 years, for as little as Re 1

Invest with No Fees and Earn Rewards

We give you a cashback of your fees every time you recommend the fraction you buy to someone else, and they buy a fraction based on your recommendation.