Appreciate App | About us

On a journey to be the #1 trusted destination for you to achieve your financial goals

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Our Values and Principles

If these values resonate with you, send us your resume along with a short cover letter to talent@ppreciate.com

Customers first always

We are customer obsessed, customer inspired, customer driven - if it does not make sense for our customers we do not do it.

Integrity and Safety are non-negotiable

Integrity (in all its forms - legal, moral, corporate, personal) and safety are cornerstones for us. They are more important than growth or profits.

Meritocracy of people and ideas

The best ideas win, the best people rise to the top. No hierarchy or nepotism, Zero tolerance for discrimination.

Action oriented owner- doers

We rise to the challenge, and solve problems. We do not give up, we do not pass the buck. We take stock, assess options, analyse as needed, and take the actions required. We have an owner mindset and entrepreneurial spirit.

We build the ecosystem

We are building a destination - for consumers, for partners, for intermediaries. We will be flexible and thoughtful to make sure the ecosystem works, not only for us, but also for our key partners. We will use data as our guiding beacon, and our decisions to improve the ecosystem will be data driven and analytically sound.

Obligation to dissent

We speak up when something is wrong. Each one of us has an obligation to dissent if we disagree with any decision or actions our teams, peers or managers are taking.

We are customer obsessed, customer inspired, customer driven - if it does not make sense for our customers we do not do it.

Integrity (in all its forms - legal, moral, corporate, personal) and safety are cornerstones for us. They are more important than growth or profits.

The best ideas win, the best people rise to the top. No hierarchy or nepotism, Zero tolerance for discrimination.

We rise to the challenge, and solve problems. We do not give up, we do not pass the buck. We take stock, assess options, analyse as needed, and take the actions required. We have an owner mindset and entrepreneurial spirit.

We are building a destination - for consumers, for partners, for intermediaries. We will be flexible and thoughtful to make sure the ecosystem works, not only for us, but also for our key partners. We will use data as our guiding beacon, and our decisions to improve the ecosystem will be data driven and analytically sound.

We speak up when something is wrong. Each one of us has an obligation to dissent if we disagree with any decision or actions our teams, peers or managers are taking.

Board and Management

subho

Subho Moulik

CEO

shlok

Shlok Srivastav

COO

nidhi

Yogesh Kansal

CMO

mohan

Ayush Kumar

Head of Marketing

neeraj

Neeraj Ganjoo

Head of Sales

mohan

Nidhi Jaswal

Head of Product

mohan

Kiran Kumar Guduguntla

VP Engineering

mohan

Hemant Chhonkar

VP Engineering

Our advisors

Our advisors have global standing in the financial services industry and together have more than 150 years of experience in financial services and technology. They work with the founding team on a weekly basis to ensure that we provide our customers the best outcomes in the most safe and secure manner.

sunil

Sunil Srivastav

Former DMD SBI

ram

Ram Rastogi

Former Head of Product NPCI

sandip

Sandip Ghose

Former Director NISM, RBI

neelakanta

Dipti Neelakantan

Former Group COO JM Financial

jose

Jose Sebastian

CIO at Rialto

Who we work with

We are on a mission to
improve financial literacy,
and wealth creation

Our passion for financial literacy and levelling the wealth creation playing field is personal. We have seen first hand how a lack of investment opportunities limits upward mobility, and we want to give each of you the power to make the most of your savings and investments. Please sign-up in the CSR section of our mobile application to receive more information.

We truly believe that investing is for everyone and are therefore focusing our efforts in 3 areas:

why-appreciate

Partnering with Samhita to drive adoption of the right financial habits

Provide access to financial education and enable investments for all using technology, and on-the-ground learning to drive sustained adoption of the right financial habits.

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frame

Benefitting millions as the financial inclusion partner for the Revive Alliance

Deliver financial inclusion and savings tools, with a focus on women, to empower 5 million women over 5 years to start their wealth creation journeys.

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pigy-bank

Making financial education fun and relatable by co-creating and sponsoring the Big Bucks Show

Create and promote a fun and easy to understand financial education format focused on youth and Gen Z - using video snippets to make a serious message fun and engaging.

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