aditya-birla-sl-credit-risk-fund-g

Aditya Birla SL Credit Risk Fund (G)

  1. Equity
  2. Growth
  • NAV as on Apr 02, 2025 ₹21.8
  • Total Returns 8.1% p.a.

Historical NAV, Returns and Performance

  • High ₹21.80
  • Low ₹21.49
  • CAGR
    aditya-birla-sl-credit-risk-fund-g
    1.05%
aditya-birla-sl-credit-risk-fund-g

Overview of Aditya Birla SL Credit Risk Fund (G)

  • Fund House
    Aditya Birla SL Credit Risk Fund
  • Fund Size
    ₹967
  • Expense Ratio
    1.54%
  • Benchmark
    CRISIL Credit Risk Debt B-II Index
  • Risk Level
    Moderately High
  • Inception Date
    Apr 17, 2015
  • Lock-in period
    0
  • Exit Load
    In respect of each purchase / switch-in of Units, upto 15% of the units may be redeemed / switched-out without any exit load from the date of allotment. Any redemption in excess of the above limit shall be subject to the following exit load: For redeemed / switched out of units on or before 1 year from the date of allotment: 3.00% of the applicable NAV. For redeemed / switched out of units after 1 year but on or before 2 years from the date of allotment: 2.00% of the applicable NAV. For redeemed / switched out of units after 2 year but on or before 3 years from the date of allotment: 1.00% of the applicable NAV. For redeemed / switched out of units after 3 years from the date of allotment: NIL
  • Minimum SIP Investment
    ₹100
  • Minimum Lump sum Investment
    ₹100
  • Short Term Capital Gains
    20% (if redeemed within 1 year)
  • Long Term Capital Gains
    12.5% on profit of ₹1,25,000 if redeemed after 1 year

Aditya Birla SL Credit Risk Fund (G) Returns Calculator

Investment type

Month
Total Invested Amount
₹10,000
Profit
₹105
Total Projected Returns
₹10,105
Annualised Returns
1.05% p.a.
Month
Total Invested Amount
₹1 Lacs
Profit
₹1,050
Total Projected Returns
₹1.01 Lacs
Annualised Returns
1.05% p.a.

Aditya Birla SL Credit Risk Fund (G) Performance vs Category

Time Period

  • 1 month
  • 3 months
  • 6 months
  • 1 year
  • 3 years
  • 5 years

This Fund

  • 1.05%
  • 5.79%
  • 10.11%
  • 16.06%
  • 10.21%
  • 9.11%

Category Average

  • 2.8%
  • 4.93%
  • 6.79%
  • 10.86%
  • 8.22%
  • 7.91%

Fund Asset Allocation

Top holdings

Top Sectors

  • Debt
    97.67%
  • Cash & Others
    2.18%
  • Miscellaneous
    0.18%
  • Others
    0%

More about Aditya Birla SL Credit Risk Fund (G)

Aditya Birla SL Credit Risk Fund (G) is a mutual fund under the Large Cap category, managed by Nippon India Mutual Fund. It was launched on January 1, 2013, and has been active for over 12 years. As of June 30, 2024, the fund manages assets worth ₹35,700 Crores, placing it as a medium-sized fund in its category. The expense ratio is 0.66%, which is relatively lower compared to many other Growth Mutual Funds.

This fund generated returns of 12.46% in the last 1 year. Since its inception, it has provided an average annual return of 16.21%. Historically, it has doubled the invested capital approximately 4 years.

The fund stands out for its consistent ability to generate returns, outperforming most of its peers in this category. It also shows a strong capability to limit losses during market downturns, offering better downside protection compared to many other funds.

The fund's investments are mainly concentrated in sectors like Financials, Energy, Technology, Consumer Staples, and Services. However, compared to other Growth Mutual Funds, it has a slightly lower exposure to the Financial and Energy sectors.

The top five holdings in this fund include prominent companies such as HDFC Bank Ltd., Reliance Industries Ltd., ICICI Bank Ltd., ITC Ltd., and Infosys Ltd.

Fund Managers

  • Mohit Sharma
  • Sunaina da Cunha

Investment Objective

Nippon India Large Cap Fund seeks to generate long term capital appreciation by investing predominantly into equity and equity related instruments of large cap companies.

aditya-birla-sl-credit-risk-fund-g

Frequently Asked Questions about Aditya Birla SL Credit Risk Fund (G)

  1. Are Growth Mutual Funds risky?

    Growth funds carry higher risk since they invest in stocks expected to grow quickly, which can be volatile.

  2. Should I invest in Growth Mutual Funds?

    Yes, if you are looking for long-term capital appreciation and can handle short-term market ups and downs.

  3. How long should I stay invested in Growth Mutual Funds?

    It’s recommended to hold growth funds for at least five years to benefit from potential growth.

  4. Can I withdraw my investment from Growth Mutual Funds anytime?

    Yes, you can, but long-term holding is advised for best results.

  5. What are the expenses involved in Growth Mutual Funds?

    Growth funds usually have moderate to high expense ratios, around 1% to 2%, due to active management.

Join the growing tribe of 5,00,000+ Appreciators

Close | Icon

Thanks for joining our iOS waitlist. We will keep you posted.

Powered by Viral Loops
Close | Icon

Powered by Viral Loops.

Contact Appreciate

Share your details and we will contact you.

Get Appreciate

Invest as little as Re.1 in US Stocks

  • Star Icon
  • Star Icon
  • Star Icon
  • Star Icon
  • Star Icon
  • 300
Thank you. We will get in touch with you shortly.
Invest now