icici-pru-credit-risk-fund-direct-g

ICICI Pru Credit Risk Fund - Direct (G)

  1. Equity
  2. Growth
  • NAV as on Jul 01, 2025 ₹35.12
  • Total Returns 8.97% p.a.

Historical NAV, Returns and Performance

  • High
  • Low
  • CAGR
icici-pru-credit-risk-fund-direct-g

Overview of ICICI Pru Credit Risk Fund - Direct (G)

  • Fund House
    ICICI Pru Credit Risk Fund
  • Fund Size
    ₹6,103 Cr
  • Expense Ratio
    0.76%
  • Benchmark
    CRISIL Credit Risk Debt B-II Index
  • Risk Level
    Moderately High
  • Inception Date
    Jan 03, 2013
  • Lock-in period
    0
  • Exit Load
    If units purchased or switched in from another scheme of the fund are redeemed or switched out upto 10% of the units (the limit) within 1 year from the date of allotment - Nil. 1.00% - if units purchased or switched in from another Scheme of the Fund are redeemed or switched out within 1 year from the date of allotment. Nil - If units purchased or switched in from another Scheme of the Fund are redeemed or switched out after 1 year from the date of allotment.
  • Minimum SIP Investment
    ₹100
  • Minimum Lump sum Investment
    ₹100
  • Short Term Capital Gains
    20% (if redeemed within 1 year)
  • Long Term Capital Gains
    12.5% on profit of ₹1,25,000 if redeemed after 1 year

ICICI Pru Credit Risk Fund - Direct (G) Returns Calculator

Investment type

Years
Total Invested Amount
₹ 12,00,000
Profit
₹ 12,00,000
Total Projected Returns
₹ 12,00,000
Annualised Returns
p.a.
Years
Total Invested Amount
Profit
₹1,00,000
Total Projected Returns
₹1,00,000
Annualised Returns
% p.a.

ICICI Pru Credit Risk Fund - Direct (G) Performance vs Category

Time Period

  • 1 month
  • 3 months
  • 6 months
  • 1 year
  • 3 years
  • 5 years

This Fund

  • 0.68%
  • 3.09%
  • 5.38%
  • 10.26%
  • 8.79%
  • 8.2%

Category Average

  • 0.43%
  • 2.81%
  • 7.73%
  • 12.3%
  • 9.32%
  • 8.75%

Fund Asset Allocation

Top holdings

Top Sectors

More about ICICI Pru Credit Risk Fund - Direct (G)

ICICI Pru Credit Risk Fund - Direct (G) is a mutual fund under the Growth category, managed by ICICI Prudential Mutual Fund. It was launched on 22 Jun 1993, and has been active for over 32 years. As of 31 Mar 2025 the fund manages assets worth ₹6,103 Crores. The expense ratio is 0.76%.

This fund generated returns of 10.26% in the last 1 year. Since its inception, it has provided an average annual return of 8.97%.

The fund's investments are mainly concentrated in sectors like and .

The top five holdings in this fund include prominent companies such as GSEC, Macrotech Devel., Vedanta, Embassy Off.REIT and DME Development.

Fund Managers

  • Akhil Kakkar
  • Manish Banthia

Investment Objective

To generate income through investing predominantly in AA and below rated corporate bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

icici-pru-credit-risk-fund-direct-g

Frequently Asked Questions about ICICI Pru Credit Risk Fund - Direct (G)

  1. Are {{fund_type}} risky?

    Growth funds carry higher risk since they invest in stocks expected to grow quickly, which can be volatile.

  2. Should I invest in {{fund_type}}?

    Yes, if you are looking for long-term capital appreciation and can handle short-term market ups and downs.

  3. How long should I stay invested in {{fund_type}}?

    It’s recommended to hold growth funds for at least five years to benefit from potential growth.

  4. Can I withdraw my investment from {{fund_type}} anytime?

    Yes, you can, but long-term holding is advised for best results.

  5. What are the expenses involved in {{fund_type}}?

    Growth funds usually have moderate to high expense ratios, around 1% to 2%, due to active management.

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