sbi-retirement-benefit-fund-aggressive-plan-dir-g

SBI Retirement Benefit Fund-Aggressive Plan-Dir(G)

  1. Equity
  2. Retirement Solutions
  • NAV as on Aug 01, 2025 ₹20.83
  • Total Returns 17.83% p.a.

Historical NAV, Returns and Performance

  • High
  • Low
  • CAGR
sbi-retirement-benefit-fund-aggressive-plan-dir-g

Overview of SBI Retirement Benefit Fund-Aggressive Plan-Dir(G)

  • Fund House
    SBI Retirement Benefit Fund-Aggressive Plan (G)
  • Fund Size
    ₹3,007 Cr
  • Expense Ratio
    0.88%
  • Benchmark
    BSE 500 TRI
  • Risk Level
    Very High
  • Inception Date
    Feb 10, 2021
  • Lock-in period
    5
  • Exit Load
    Nil
  • Minimum SIP Investment
    ₹500
  • Minimum Lump sum Investment
    ₹5000
  • Short Term Capital Gains
    20% (if redeemed within 1 year)
  • Long Term Capital Gains
    12.5% on profit of ₹1,25,000 if redeemed after 1 year

SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) Returns Calculator

Investment type

Years
Total Invested Amount
₹ 12,00,000
Profit
₹ 12,00,000
Total Projected Returns
₹ 12,00,000
Annualised Returns
p.a.
Years
Total Invested Amount
Profit
₹1,00,000
Total Projected Returns
₹1,00,000
Annualised Returns
% p.a.

SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) Performance vs Category

Time Period

  • 1 month
  • 3 months
  • 6 months
  • 1 year
  • 3 years
  • 5 years

This Fund

  • -3.35%
  • 3.87%
  • 4.26%
  • -4.53%
  • 15%
  • 0%

Category Average

  • -1.87%
  • 2.99%
  • 5.24%
  • 2.57%
  • 13.19%
  • 13.83%

Fund Asset Allocation

Top holdings

Top Sectors

  • Banks
    24.83%
  • IT-Software
    9.08%
  • Auto Components
    6.6%
  • Industrial Products
    6%
  • Petroleum Products
    5.85%
  • Automobiles
    5.3%

More about SBI Retirement Benefit Fund-Aggressive Plan-Dir(G)

SBI Retirement Benefit Fund-Aggressive Plan-Dir(G) is a mutual fund under the Retirement Solutions category, managed by SBI Mutual Fund. It was launched on 07 Feb 1992, and has been active for over 33 years. As of 30 Jun 2025 the fund manages assets worth ₹3,007 Crores. The expense ratio is 0.88%.

This fund generated returns of -4.53% in the last 1 year. Since its inception, it has provided an average annual return of 17.83%.

The fund's investments are mainly concentrated in sectors like Banks, IT-Software, Auto Components, Industrial Products and Petroleum Products.

The top five holdings in this fund include prominent companies such as HDFC Bank, ICICI Bank, Reliance Industr, Infosys and Larsen & Toubro.

Fund Managers

  • Pradeep Kesavan
  • Rohit Shimpi
  • Ardhendu Bhattacharya

Investment Objective

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However, there can be no assurance that the investment objective of the Scheme will be realized.

sbi-retirement-benefit-fund-aggressive-plan-dir-g

Frequently Asked Questions about SBI Retirement Benefit Fund-Aggressive Plan-Dir(G)

  1. Are {{fund_type}} risky?

    These funds have moderate to low risk, as they gradually shift from growth assets to more conservative investments as you near retirement.

  2. Should I invest in {{fund_type}}?

    Yes, if you’re planning for retirement and want a fund that adjusts its risk based on your age.

  3. How long should I stay invested in {{fund_type}}?

    Ideally, until retirement, as these funds are designed to grow over a long period and become safer as you get closer to retirement age.

  4. Can I withdraw my investment from {{fund_type}} anytime?

    Yes, though early withdrawal could impact the fund’s growth potential and tax benefits.

  5. What are the expenses involved in {{fund_type}}?

    Expenses can range from 0.5% to 1.5%, depending on the fund’s mix of assets and management.

Join the growing tribe of 5,00,000+ Appreciators

Close | Icon

Thanks for joining our iOS waitlist. We will keep you posted.

Powered by Viral Loops
Close | Icon

Powered by Viral Loops.

Contact Appreciate

Share your details and we will contact you.

Get Appreciate

Invest as little as Re.1 in US Stocks

  • Star Icon
  • Star Icon
  • Star Icon
  • Star Icon
  • Star Icon
  • 300
Thank you. We will get in touch with you shortly.
Invest now