bank-of-india-small-cap-fund-direct-g

Bank of India Small Cap Fund - Direct (G)

  1. Equity
  2. Small Cap
  • NAV as on Jul 01, 2025 ₹52.51
  • Total Returns 28.88% p.a.

Historical NAV, Returns and Performance

  • High
  • Low
  • CAGR
bank-of-india-small-cap-fund-direct-g

Overview of Bank of India Small Cap Fund - Direct (G)

  • Fund House
    Bank of India Small Cap Fund
  • Fund Size
    ₹1,819 Cr
  • Expense Ratio
    0.47%
  • Benchmark
    Nifty Smallcap 250 TRI
  • Risk Level
    Very High
  • Inception Date
    Dec 19, 2018
  • Lock-in period
    0
  • Exit Load
    For Redemption/switch out - of up to 10% of the initial units allotted - within 1 year from the date allotment - Nil 1.00% - If the units are swiched out within 1 year from the date of allotment of units Nil - If the units are redeemed/switched out after 1 year from the date of allotment of units.
  • Minimum SIP Investment
    ₹1000
  • Minimum Lump sum Investment
    ₹5000
  • Short Term Capital Gains
    20% (if redeemed within 1 year)
  • Long Term Capital Gains
    12.5% on profit of ₹1,25,000 if redeemed after 1 year

Bank of India Small Cap Fund - Direct (G) Returns Calculator

Investment type

Years
Total Invested Amount
₹ 12,00,000
Profit
₹ 12,00,000
Total Projected Returns
₹ 12,00,000
Annualised Returns
p.a.
Years
Total Invested Amount
Profit
₹1,00,000
Total Projected Returns
₹1,00,000
Annualised Returns
% p.a.

Bank of India Small Cap Fund - Direct (G) Performance vs Category

Time Period

  • 1 month
  • 3 months
  • 6 months
  • 1 year
  • 3 years
  • 5 years

This Fund

  • 2.6%
  • 13.51%
  • -4.27%
  • 2.2%
  • 28.73%
  • 37%

Category Average

  • 4.3%
  • 14.69%
  • -0.83%
  • 4.64%
  • 27.35%
  • 34.6%

Fund Asset Allocation

Top holdings

Top Sectors

  • Pharmaceuticals & Biotech
    10.01%
  • Finance
    8.76%
  • Industrial Manufacturing
    7.87%
  • Capital Markets
    7.32%
  • Industrial Products
    5.24%
  • Electrical Equipments
    5%

More about Bank of India Small Cap Fund - Direct (G)

Bank of India Small Cap Fund - Direct (G) is a mutual fund under the Small Cap category, managed by Bank of India Mutual Fund. It was launched on 13 Aug 2007, and has been active for over 18 years. As of 31 Mar 2025 the fund manages assets worth ₹1,819 Crores. The expense ratio is 0.47%.

This fund generated returns of 2.2% in the last 1 year. Since its inception, it has provided an average annual return of 28.88%.

The fund's investments are mainly concentrated in sectors like Pharmaceuticals & Biotech, Finance, Industrial Manufacturing, Capital Markets and Industrial Products.

The top five holdings in this fund include prominent companies such as TREPS, Lloyds Metals, H U D C O, Kaynes Tech and Acutaas Chemical.

Fund Managers

  • Alok Singh
  • Dhruv Bhatia

Investment Objective

The investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity-related securities of small cap companies. However, there can be no assurance that the investment objectives of the Scheme will be realized.

bank-of-india-small-cap-fund-direct-g

Frequently Asked Questions about Bank of India Small Cap Fund - Direct (G)

  1. Are {{fund_type}} risky?

    Small cap funds are high-risk as they invest in smaller, less-established companies that can be very volatile.

  2. Should I invest in {{fund_type}}?

    Yes, if you have a high-risk appetite and are seeking high growth over the long term.

  3. How long should I stay invested in {{fund_type}}?

    A long-term holding period of five to ten years is ideal to capture growth in small companies.

  4. Can I withdraw my investment from {{fund_type}} anytime?

    Yes, though staying invested long-term can increase your chances of benefiting from substantial growth.

  5. What are the expenses involved in {{fund_type}}?

    These funds generally have higher expenses, ranging from 1.5% to 2.5%, due to intensive management.

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