uti-elss-tax-saver-fund-direct-g

UTI-ELSS Tax Saver Fund - Direct (G)

  1. Equity
  2. Tax Saving Funds
  • NAV as on Jul 25, 2025 ₹228.86
  • Total Returns 14.4% p.a.

Historical NAV, Returns and Performance

  • High
  • Low
  • CAGR
uti-elss-tax-saver-fund-direct-g

Overview of UTI-ELSS Tax Saver Fund - Direct (G)

  • Fund House
    UTI-ELSS Tax Saver Fund
  • Fund Size
    ₹3,882 Cr
  • Expense Ratio
    0.89%
  • Benchmark
    Nifty 500 TRI
  • Risk Level
    Very High
  • Inception Date
    Jan 01, 2013
  • Lock-in period
    3
  • Exit Load
    Nil
  • Minimum SIP Investment
    ₹500
  • Minimum Lump sum Investment
    ₹500
  • Short Term Capital Gains
    20% (if redeemed within 1 year)
  • Long Term Capital Gains
    12.5% on profit of ₹1,25,000 if redeemed after 1 year

UTI-ELSS Tax Saver Fund - Direct (G) Returns Calculator

Investment type

Years
Total Invested Amount
₹ 12,00,000
Profit
₹ 12,00,000
Total Projected Returns
₹ 12,00,000
Annualised Returns
p.a.
Years
Total Invested Amount
Profit
₹1,00,000
Total Projected Returns
₹1,00,000
Annualised Returns
% p.a.

UTI-ELSS Tax Saver Fund - Direct (G) Performance vs Category

Time Period

  • 1 month
  • 3 months
  • 6 months
  • 1 year
  • 3 years
  • 5 years

This Fund

  • -1.9%
  • 5.1%
  • 7.22%
  • 0.29%
  • 15.78%
  • 20.14%

Category Average

  • 1.63%
  • 6.71%
  • 9.38%
  • 2.89%
  • 20.16%
  • 24.11%

Fund Asset Allocation

Top holdings

Top Sectors

  • Banks
    22.29%
  • IT-Software
    9.52%
  • Finance
    5.76%
  • Telecom-Services
    5.44%
  • Consumer Durables
    5.1%
  • Retailing
    5.02%

More about UTI-ELSS Tax Saver Fund - Direct (G)

UTI-ELSS Tax Saver Fund - Direct (G) is a mutual fund under the Tax Saving Funds category, managed by UTI Mutual Fund. It was launched on 14 Nov 2002, and has been active for over 23 years. As of 30 Jun 2025 the fund manages assets worth ₹3,882 Crores. The expense ratio is 0.89%.

This fund generated returns of 0.29% in the last 1 year. Since its inception, it has provided an average annual return of 14.4%.

The fund's investments are mainly concentrated in sectors like Banks, IT-Software, Finance, Telecom-Services and Consumer Durables.

The top five holdings in this fund include prominent companies such as HDFC Bank, ICICI Bank, Infosys, Bharti Airtel and Reliance Industr.

Fund Managers

  • Amit Premchandani

Investment Objective

An open-ended fund investing a minimum of 80% in equity and equity related instruments. It aims at enabling members to avail tax rebate under Section 88 of the IT Act and provide them with the benefits of growth.

uti-elss-tax-saver-fund-direct-g

Frequently Asked Questions about UTI-ELSS Tax Saver Fund - Direct (G)

  1. Are {{fund_type}} risky?

    ELSS funds carry moderate to high risk due to their equity exposure, though they also offer tax benefits.

  2. Should I invest in {{fund_type}} ?

    Yes, if you want tax savings and are willing to invest in equities with a three-year lock-in period.

  3. How long should I stay invested in {{fund_type}} ?

    The minimum is three years, but staying invested longer can help maximize returns.

  4. Can I withdraw my investment from {{fund_type}} anytime?

    No, ELSS funds have a mandatory lock-in period of three years.

  5. What are the expenses involved in {{fund_type}} ?

    Expense ratios for ELSS funds can vary from 1% to 2%, which is typical for actively managed funds.

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